Resimac Group (ASX:RMC) EV-to-EBITDA: 17.57 (As of Sep. 22, 2026)

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ASX:RMC Resimac Group Ltd ASX:RMC
27 GF Score
Price A$0.81
GF Value A$0.97
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Resimac Group EV-to-EBITDA?

Resimac Group ASX:RMC -3.01% 27 EV-to-EBITDA is 17.57 as of Sep. 22, 2026. GuruFocus rates ASX:RMC with a GF Score™ of 27/100 and a GF Value™ of A$0.97 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 609 Banks companies, Resimac Group ranks worse than 164203.45% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Resimac Group's enterprise value is A$16,478 Mil. Resimac Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was A$938 Mil. Therefore, Resimac Group's EV-to-EBITDA for today is 17.57.

The historical rank and industry rank for Resimac Group's EV-to-EBITDA or its related term are showing as below:

ASX:RMC's EV-to-EBITDA is not ranked *
in the Banks industry.
Industry Median: 8.15
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-22), Resimac Group's stock price is A$0.805. Resimac Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was A$0.124. Therefore, Resimac Group's PE Ratio (TTM) for today is 6.49.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Resimac Group  (ASX:RMC) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Resimac Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.805/0.124
=6.49

Resimac Group's share price for today is A$0.805.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Resimac Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was A$0.124.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Resimac Group EV-to-EBITDA Related Terms


Resimac Group EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Resimac Group's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Resimac Group EV-to-EBITDA Chart

Resimac Group Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.82 17.72 15.61 16.91 17.57

Resimac Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.61 15.78 16.91 16.64 17.57

ASX:RMC vs RKT, FNMA, PFSI: EV-to-EBITDA Comparison

For the Mortgage Finance subindustry, Resimac Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Resimac Group EV-to-EBITDA vs Banks Industry

For the Banks industry and Financial Services sector, Resimac Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Resimac Group's EV-to-EBITDA falls into.


ASX:RMC
27GF Score
Resimac Group Ltd ASX:RMC
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Resimac Group EV-to-EBITDA Calculation

Resimac Group's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=16478.159/937.676
=17.57

Resimac Group's current Enterprise Value is A$16,478 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Resimac Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was A$938 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 17.57 mean?
Resimac Group (ASX:RMC) has a EV-to-EBITDA of 17.57 as of Sep. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Resimac Group. According to the industry distribution chart, Resimac Group ranks #999999 out of 609 companies in the Banks industry.
Is Resimac Group's EV-to-EBITDA too high?
Resimac Group's current EV-to-EBITDA is 17.57. The Banks industry median EV-to-EBITDA is 8.15. Resimac Group's value of 17.57 is 115.6% above this industry median. Based on the distribution chart, Resimac Group ranks #999999 out of 609 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Resimac Group has a GF Score™ of 27/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's EV-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #999999 out of 609 companies for EV-to-EBITDA. This places Resimac Group in the lower half of its industry. The industry median EV-to-EBITDA is 8.15. Resimac Group's value of 17.57 is 115.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 8.15, based on 609 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current EV-to-EBITDA of 17.57 is 115.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Resimac Group. For the Banks industry, the median EV-to-EBITDA is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current EV-to-EBITDA is 17.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.97, compared to a current price of A$0.81 — trading 17% below its estimated fair value. The current EV-to-EBITDA is 17.57 and 115.6% above the Banks industry median of 8.15. Resimac Group's overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current EV-to-EBITDA is 17.57 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.81 is trading 17% below its estimated GF Value™ of A$0.97. GuruFocus considers Resimac Group to be Modestly Undervalued.

Key valuation signals for ASX:RMC:

  • EV-to-EBITDA: 17.57
  • GF Value™: A$0.97 vs. price of A$0.81 (17% below fair value)
  • GF Score™: 27/100 with 3 warning signs
  • Industry Position: 115.6% above the Banks median (#999999 of 609)

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
27GF Score

Get the complete analysis for ASX:RMC

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.81
Price
A$0.97
GF Value