Resimac GroupASX:RMC +1.23%62 PS Ratio is 1.77 as of Jul. 02, 2026, which is 29% below its 10-year median of 2.49. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Resimac Group ranks better than 78.97% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Resimac Group's share price is A$0.825.
Resimac Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.47. Hence, Resimac Group's PS Ratio for today is 1.77.
Good Sign:
Resimac Group Ltd stock PS Ratio (=2.06) is close to 1-year low of 2.06.
The historical rank and industry rank for Resimac Group's PS Ratio or its related term are showing as below:
ASX:RMC'
s PS Ratio Range Over the Past 10 Years
Min: 1.45 Med: 2.49 Max: 5.95
Current: 1.76
During the past 13 years, Resimac Group's highest PS Ratio was 5.95. The lowest was 1.45. And the median was 2.49.
ASX:RMC's PS Ratio is ranked better than 78.97% of 1517
companies
in the Banks industry
Industry Median: 2.97
vs ASX:RMC: 1.76
Resimac Group Ltd revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Resimac Group was 33.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -13.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -6.80% per year.
During the past 13 years, Resimac Group's highest 3-Year average Revenue per Share Growth Rate was 29.90% per year. The lowest was -150.60% per year. And the median was -8.80% per year.
Back to Basics: PS Ratio
Resimac Group (ASX:RMC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Resimac Group PS Ratio Related Terms
Resimac Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Resimac Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Resimac Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Resimac Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Resimac Group's Share Price of today is A$0.825.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Resimac Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.47.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Resimac Group (ASX:RMC) has a PS Ratio of 1.77 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Resimac Group and its competitors. This is 29% below median its historical median of 2.49. Over the past decade, Resimac Group's PS Ratio has ranged from 1.45 to 5.95. According to the industry distribution chart, Resimac Group ranks #319 out of 1517 companies in the Banks industry, placing it in the top 21%.
Is Resimac Group's PS Ratio too high?
Resimac Group's current PS Ratio of 1.77 is 29% below median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 5.95. The Banks industry median PS Ratio is 2.97. Resimac Group's value of 1.77 is 40.4% below this industry median. Based on the distribution chart, Resimac Group ranks #319 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #319 out of 1517 companies for PS Ratio. This places Resimac Group in the top 21% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.97. Resimac Group's value of 1.77 is 40.4% below this benchmark. Historically, Resimac Group's own PS Ratio has ranged from 1.45 to 5.95 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 2.97, Resimac Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current PS Ratio of 1.77 is 40.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Resimac Group and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current PS Ratio is 1.77, which is 29% below median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.9% below its estimated fair value. The current PS Ratio is 1.77, which is 29% below median its 10-year median of 2.49 and 40.4% below the Banks industry median of 2.97. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current PS Ratio is 1.77 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 32.9% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
PS Ratio: 1.77 (29% below median its 10-year median of 2.49)
GF Value™: A$1.23 vs. price of A$0.83 (32.9% below fair value)
Industry Position: 40.4% below the Banks median (#319 of 1517)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score
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