Resimac GroupASX:RMC 62 Net Margin % is 27.58% as of Dec. 2025, which is 17% above its 10-year median of 23.63. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Resimac Group ranks worse than 50.88% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Resimac Group's Net Income for the
six
months ended in Dec. 2025 was A$28.5 Mil. Resimac Group's Revenue for the
six
months ended in Dec. 2025 was A$103.1 Mil. Therefore, Resimac Group's net margin for the quarter that ended in Dec. 2025 was 27.58%.
The historical rank and industry rank for Resimac Group's Net Margin % or its related term are showing as below:
ASX:RMC'
s Net Margin % Range Over the Past 10 Years
Min: -101.63 Med: 23.63 Max: 44.38
Current: 26.58
ASX:RMC's Net Margin % is ranked worse than 50.88% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs ASX:RMC: 26.58
Resimac Group (ASX:RMC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Resimac Group Net Margin % Related Terms
Resimac Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Resimac Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:RMC vs RKT, FNMA, PFSI: Net Margin % Comparison
For the Mortgage Finance subindustry, Resimac Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Resimac Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group (ASX:RMC) has a Net Margin % of 27.58% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Resimac Group and its competitors. This is 17% above median its historical median of 23.63. According to the industry distribution chart, Resimac Group ranks #777 out of 1527 companies in the Banks industry, placing it in the top 50.9%.
Is Resimac Group's Net Margin % too high?
Resimac Group's current Net Margin % of 27.58% is 17% above median its 10-year median of 23.63. The Banks industry median Net Margin % is 26.95. Resimac Group's value of 27.58% is 2.3% above this industry median. Based on the distribution chart, Resimac Group ranks #777 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Net Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #777 out of 1527 companies for Net Margin %. This places Resimac Group in the lower half of its industry. The industry median Net Margin % is 26.95. Resimac Group's value of 27.58% is 2.3% above this benchmark. While the company's 10-year median is 23.63 vs. the industry median of 26.95, Resimac Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current Net Margin % of 27.58% is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Resimac Group and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current Net Margin % is 27.58%, which is 17% above median its own 10-year median of 23.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.5% below its estimated fair value. The current Net Margin % is 27.58%, which is 17% above median its 10-year median of 23.63 and 2.3% above the Banks industry median of 26.95. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Net Margin % is 27.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 32.5% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
Net Margin %: 27.58% (17% above median its 10-year median of 23.63)
GF Value™: A$1.23 vs. price of A$0.83 (32.5% below fair value)
Industry Position: 2.3% above the Banks median (#777 of 1527)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score
Get the complete analysis for ASX:RMC
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:RMC has been successfully added to your 
