Dubai Islamic Bank PJSC (DFM:DIB) Net Loan: د.إ199,754 Mil (As of Mar. 2026)


DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.58
GF Value د.إ7.45
Valuation Fairly Valued
! 4 Warning Signs
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What is Dubai Islamic Bank PJSC Net Loan?

Dubai Islamic Bank PJSC DFM:DIB -0.92% 67 Net Loan is د.إ199,754 Mil as of Mar. 2026. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.45 (Fairly Valued). The stock has 4 warning signs investors should review.

Dubai Islamic Bank PJSC's quarterly net loan increased from Sep. 2025 (د.إ177,566 Mil) to Dec. 2025 (د.إ191,209 Mil) and increased from Dec. 2025 (د.إ191,209 Mil) to Mar. 2026 (د.إ199,754 Mil).

Dubai Islamic Bank PJSC's annual net loan increased from Dec. 2023 (د.إ111,421 Mil) to Dec. 2024 (د.إ191,209 Mil) and increased from Dec. 2024 (د.إ191,209 Mil) to Dec. 2025 (د.إ199,754 Mil).

Dubai Islamic Bank PJSC Net Loan Historical Data

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The historical data trend for Dubai Islamic Bank PJSC's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC Net Loan Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 94,434.73 92,598.82 111,420.64 137,879.60 191,209.48

Dubai Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 149,630.18 165,128.44 177,566.42 191,209.48 199,754.18
DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Islamic Bank PJSC Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of د.إ199,754 Mil mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a Net Loan of د.إ199,754 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Dubai Islamic Bank PJSC and its competitors.
Is Dubai Islamic Bank PJSC's Net Loan too high?
Dubai Islamic Bank PJSC's current Net Loan is د.إ199,754 Mil. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Net Loan compare to competitors?
Dubai Islamic Bank PJSC's Net Loan of د.إ199,754 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Dubai Islamic Bank PJSC and its competitors. Dubai Islamic Bank PJSC's current Net Loan is د.إ199,754 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.45, compared to a current price of د.إ7.58 — trading 1.7% above its estimated fair value. The current Net Loan is د.إ199,754 Mil. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Net Loan is د.إ199,754 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.58 is trading 1.7% above its estimated GF Value™ of د.إ7.45. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • Net Loan: د.إ199,754 Mil
  • GF Value™: د.إ7.45 vs. price of د.إ7.58 (1.7% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.58
Price
د.إ7.45
GF Value