Dubai Islamic Bank PJSCDFM:DIB +1.31%67 5-Year Yield-on-Cost % is 7.88 as of Jul. 05, 2026, which is 32% below its 10-year median of 11.56. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.44 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,256 Banks companies, Dubai Islamic Bank PJSC ranks better than 82.32% on this metric.
The historical rank and industry rank for Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost % or its related term are showing as below:
DFM:DIB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.49 Med: 11.56 Max: 19.08
Current: 7.88
During the past 13 years, Dubai Islamic Bank PJSC's highest Yield on Cost was 19.08. The lowest was 5.49. And the median was 11.56.
DFM:DIB's 5-Year Yield-on-Cost % is ranked better than 82.32% of 1256
companies
in the Banks industry
Industry Median: 3.905
vs DFM:DIB: 7.88
Dubai Islamic Bank PJSC (DFM:DIB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Dubai Islamic Bank PJSC 5-Year Yield-on-Cost % Related Terms
Dubai Islamic Bank PJSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost % falls into.
Dubai Islamic Bank PJSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Dubai Islamic Bank PJSC (DFM:DIB) has a 5-Year Yield-on-Cost % of 7.88 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dubai Islamic Bank PJSC and its competitors. This is 32% below median its historical median of 11.56. Over the past decade, Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost % has ranged from 5.49 to 19.08. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #222 out of 1256 companies in the Banks industry, placing it in the top 17.7%.
Is Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost % too high?
Dubai Islamic Bank PJSC's current 5-Year Yield-on-Cost % of 7.88 is 32% below median its 10-year median of 11.56. Over the past 10 years, this metric has ranged from a low of 5.49 to a high of 19.08. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Dubai Islamic Bank PJSC's value of 7.88 is 101.8% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #222 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #222 out of 1256 companies for 5-Year Yield-on-Cost %. This places Dubai Islamic Bank PJSC in the top 18% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.91. Dubai Islamic Bank PJSC's value of 7.88 is 101.8% above this benchmark. Historically, Dubai Islamic Bank PJSC's own 5-Year Yield-on-Cost % has ranged from 5.49 to 19.08 over the past decade. While the company's 10-year median is 11.56 vs. the industry median of 3.91, Dubai Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current 5-Year Yield-on-Cost % of 7.88 is 101.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current 5-Year Yield-on-Cost % is 7.88, which is 32% below median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.44, compared to a current price of د.إ7.72 — trading 3.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.88, which is 32% below median its 10-year median of 11.56 and 101.8% above the Banks industry median of 3.91. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current 5-Year Yield-on-Cost % is 7.88 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ7.72 is trading 3.8% above its estimated GF Value™ of د.إ7.44.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
5-Year Yield-on-Cost %: 7.88 (32% below median its 10-year median of 11.56)
GF Value™: د.إ7.44 vs. price of د.إ7.72 (3.8% above fair value)
Industry Position: 101.8% above the Banks median (#222 of 1256)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
Get the complete analysis for DFM:DIB
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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