The historical rank and industry rank for Dubai Islamic Bank PJSC's Net Margin % or its related term are showing as below:
DFM:DIB'
s Net Margin % Range Over the Past 10 Years
Min: 34.87 Med: 56.05 Max: 64.67
Current: 58.06
DFM:DIB's Net Margin % is ranked better than 97.12% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs DFM:DIB: 58.06
Dubai Islamic Bank PJSC (DFM:DIB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Dubai Islamic Bank PJSC Net Margin % Related Terms
Dubai Islamic Bank PJSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC (DFM:DIB) has a Net Margin % of 49.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Dubai Islamic Bank PJSC and its competitors. This is 11% below median its historical median of 56.05. Over the past decade, Dubai Islamic Bank PJSC's Net Margin % has ranged from 34.87 to 64.67. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #44 out of 1527 companies in the Banks industry, placing it in the top 2.9%.
Is Dubai Islamic Bank PJSC's Net Margin % too high?
Dubai Islamic Bank PJSC's current Net Margin % of 49.65% is 11% below median its 10-year median of 56.05. Over the past 10 years, this metric has ranged from a low of 34.87 to a high of 64.67. The Banks industry median Net Margin % is 26.95. Dubai Islamic Bank PJSC's value of 49.65% is 84.2% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #44 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #44 out of 1527 companies for Net Margin %. This places Dubai Islamic Bank PJSC in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Dubai Islamic Bank PJSC's value of 49.65% is 84.2% above this benchmark. Historically, Dubai Islamic Bank PJSC's own Net Margin % has ranged from 34.87 to 64.67 over the past decade. While the company's 10-year median is 56.05 vs. the industry median of 26.95, Dubai Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current Net Margin % of 49.65% is 84.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current Net Margin % is 49.65%, which is 11% below median its own 10-year median of 56.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.43, compared to a current price of د.إ7.48 — trading 0.7% above its estimated fair value. The current Net Margin % is 49.65%, which is 11% below median its 10-year median of 56.05 and 84.2% above the Banks industry median of 26.95. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Net Margin % is 49.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ7.48 is trading 0.7% above its estimated GF Value™ of د.إ7.43.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
Net Margin %: 49.65% (11% below median its 10-year median of 56.05)
GF Value™: د.إ7.43 vs. price of د.إ7.48 (0.7% above fair value)
Industry Position: 84.2% above the Banks median (#44 of 1527)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
Get the complete analysis for DFM:DIB
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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