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Dubai Islamic Bank PJSCDFM:DIB -0.80%67 Shiller PE Ratio is 8.62 as of Aug. 15, 2026, which is 6% below its 10-year median of 9.21. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.54 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,242 Banks companies, Dubai Islamic Bank PJSC ranks better than 79.87% on this metric.
The historical rank and industry rank for Dubai Islamic Bank PJSC's Shiller PE Ratio or its related term are showing as below:
DFM:DIB'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.25 Med: 9.21 Max: 14.62
Current: 8.77
During the past years, Dubai Islamic Bank PJSC's highest Shiller PE Ratio was 14.62. The lowest was 6.25. And the median was 9.21.
DFM:DIB's Shiller PE Ratio is ranked better than 79.87% of 1242
companies
in the Banks industry
Industry Median: 14.01
vs DFM:DIB: 8.77
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Dubai Islamic Bank PJSC's adjusted earnings per share data for the three months ended in Jun. 2026 was د.إ0.250. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is د.إ0.86 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Dubai Islamic Bank PJSC (DFM:DIB) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Dubai Islamic Bank PJSC Shiller PE Ratio Related Terms
Dubai Islamic Bank PJSC Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's Shiller PE Ratio falls into.
Dubai Islamic Bank PJSC Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Dubai Islamic Bank PJSC (DFM:DIB) has a Shiller PE Ratio of 8.62 as of Aug. 15, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Dubai Islamic Bank PJSC and its competitors. This is near median its historical median of 9.21. Over the past decade, Dubai Islamic Bank PJSC's Shiller PE Ratio has ranged from 6.25 to 14.62. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #250 out of 1242 companies in the Banks industry, placing it in the top 20.1%.
Is Dubai Islamic Bank PJSC's Shiller PE Ratio too high?
Dubai Islamic Bank PJSC's current Shiller PE Ratio of 8.62 is near median its 10-year median of 9.21. Over the past 10 years, this metric has ranged from a low of 6.25 to a high of 14.62. The Banks industry median Shiller PE Ratio is 14.01. Dubai Islamic Bank PJSC's value of 8.62 is 38.5% below this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #250 out of 1242 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #250 out of 1242 companies for Shiller PE Ratio. This places Dubai Islamic Bank PJSC in the top 20% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 14.01. Dubai Islamic Bank PJSC's value of 8.62 is 38.5% below this benchmark. Historically, Dubai Islamic Bank PJSC's own Shiller PE Ratio has ranged from 6.25 to 14.62 over the past decade. While the company's 10-year median is 9.21 vs. the industry median of 14.01, Dubai Islamic Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.01, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current Shiller PE Ratio of 8.62 is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current Shiller PE Ratio is 8.62, which is near median its own 10-year median of 9.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.54, compared to a current price of د.إ7.41 — trading 1.7% below its estimated fair value. The current Shiller PE Ratio is 8.62, which is near median its 10-year median of 9.21 and 38.5% below the Banks industry median of 14.01. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Shiller PE Ratio is 8.62 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be undervalued.
The current stock price of د.إ7.41 is trading 1.7% below its estimated GF Value™ of د.إ7.54.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
Shiller PE Ratio: 8.62 (near median its 10-year median of 9.21)
GF Value™: د.إ7.54 vs. price of د.إ7.41 (1.7% below fair value)
Industry Position: 38.5% below the Banks median (#250 of 1242)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
Get the complete analysis for DFM:DIB
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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