Dubai Islamic Bank PJSC (DFM:DIB) 3-1 Month Momentum %: 3.73% (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.34
GF Value د.إ7.47
Valuation Fairly Valued
! 3 Warning Signs
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What is Dubai Islamic Bank PJSC 3-1 Month Momentum %?

Dubai Islamic Bank PJSC DFM:DIB -0.81% 67 3-1 Month Momentum % is 3.73% as of Jul. 18, 2026. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.47 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,565 Banks companies, Dubai Islamic Bank PJSC ranks better than 57.06% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-18), Dubai Islamic Bank PJSC's 3-1 Month Momentum % is 3.73%.

The industry rank for Dubai Islamic Bank PJSC's 3-1 Month Momentum % or its related term are showing as below:

DFM:DIB's 3-1 Month Momentum % is ranked better than
57.06% of 1565 companies
in the Banks industry
Industry Median: 2.03 vs DFM:DIB: 3.73

Dubai Islamic Bank PJSC  (DFM:DIB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Dubai Islamic Bank PJSC 3-1 Month Momentum % Related Terms


Dubai Islamic Bank PJSC 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's 3-1 Month Momentum % falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Bank PJSC  (DFM:DIB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 3.73% mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a 3-1 Month Momentum % of 3.73% as of Jul. 18, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Dubai Islamic Bank PJSC and its competitors. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #672 out of 1565 companies in the Banks industry, placing it in the top 42.9%.
Is Dubai Islamic Bank PJSC's 3-1 Month Momentum % too high?
Dubai Islamic Bank PJSC's current 3-1 Month Momentum % is 3.73%. The Banks industry median 3-1 Month Momentum % is 2.03. Dubai Islamic Bank PJSC's value of 3.73% is 83.7% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #672 out of 1565 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #672 out of 1565 companies for 3-1 Month Momentum %. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.03. Dubai Islamic Bank PJSC's value of 3.73% is 83.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current 3-1 Month Momentum % of 3.73% is 83.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current 3-1 Month Momentum % is 3.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.47, compared to a current price of د.إ7.34 — trading 1.7% below its estimated fair value. The current 3-1 Month Momentum % is 3.73% and 83.7% above the Banks industry median of 2.03. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current 3-1 Month Momentum % is 3.73% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be undervalued. The current stock price of د.إ7.34 is trading 1.7% below its estimated GF Value™ of د.إ7.47. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • 3-1 Month Momentum %: 3.73%
  • GF Value™: د.إ7.47 vs. price of د.إ7.34 (1.7% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 83.7% above the Banks median (#672 of 1565)

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.34
Price
د.إ7.47
GF Value