Dubai Islamic Bank PJSC (DFM:DIB) OCF Margin %: -255.21% (As of Jun. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
61 GF Score
Price د.إ7.53
GF Value د.إ7.49
Valuation Fairly Valued
! 3 Warning Signs
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What is Dubai Islamic Bank PJSC OCF Margin %?

Dubai Islamic Bank PJSC DFM:DIB +0.67% 61 OCF Margin % is -255.21% as of Jun. 2026. GuruFocus rates DFM:DIB with a GF Score™ of 61/100 and a GF Value™ of د.إ7.49 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,499 Banks companies, Dubai Islamic Bank PJSC ranks better than 59.17% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Dubai Islamic Bank PJSC's Cash Flow from Operations for the three months ended in Jun. 2026 was د.إ-7,979 Mil. Dubai Islamic Bank PJSC's Revenue for the three months ended in Jun. 2026 was د.إ3,127 Mil. Therefore, Dubai Islamic Bank PJSC's OCF Margin % for the quarter that ended in Jun. 2026 was -255.21%.

As of today, Dubai Islamic Bank PJSC's current OCF Yield % is 8.30%.

The historical rank and industry rank for Dubai Islamic Bank PJSC's OCF Margin % or its related term are showing as below:

DFM:DIB' s OCF Margin % Range Over the Past 10 Years
Min: -9.39   Med: 67.72   Max: 176.03
Current: 34.96


During the past 13 years, the highest OCF Margin % of Dubai Islamic Bank PJSC was 176.03%. The lowest was -9.39%. And the median was 67.72%.

DFM:DIB's OCF Margin % is ranked better than
59.17% of 1499 companies
in the Banks industry
Industry Median: 29.7 vs DFM:DIB: 34.96


Dubai Islamic Bank PJSC OCF Margin % Related Terms


Dubai Islamic Bank PJSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Bank PJSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC OCF Margin % Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.80 71.64 176.03 124.38 103.23

Dubai Islamic Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.79 264.82 -177.19 278.54 -255.21

Dubai Islamic Bank PJSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's OCF Margin % falls into.


DFM:DIB
61GF Score
Dubai Islamic Bank PJSC DFM:DIB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Islamic Bank PJSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Dubai Islamic Bank PJSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12982.923/12576.275
=103.23 %

Dubai Islamic Bank PJSC's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-7979.313/3126.586
=-255.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -255.21% mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a OCF Margin % of -255.21% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dubai Islamic Bank PJSC and its competitors. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #612 out of 1499 companies in the Banks industry, placing it in the top 40.8%.
Is Dubai Islamic Bank PJSC's OCF Margin % too high?
Dubai Islamic Bank PJSC's current OCF Margin % is -255.21%. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #612 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #612 out of 1499 companies for OCF Margin %. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median OCF Margin % is 29.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median OCF Margin % is 29.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current OCF Margin % is -255.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.49, compared to a current price of د.إ7.53 — trading 0.5% above its estimated fair value. The current OCF Margin % is -255.21%. Dubai Islamic Bank PJSC's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current OCF Margin % is -255.21% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.53 is trading 0.5% above its estimated GF Value™ of د.إ7.49. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • OCF Margin %: -255.21%
  • GF Value™: د.إ7.49 vs. price of د.إ7.53 (0.5% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
61GF Score

Get the complete analysis for DFM:DIB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.53
Price
د.إ7.49
GF Value