Dubai Islamic Bank PJSCDFM:DIB -1.97%67 Median PS Value is د.إ7.10 as of Jun. 26, 2026, which is 100% below its 10-year median of 0.98. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,042 Banks companies, Dubai Islamic Bank PJSC ranks better than 57.01% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Dubai Islamic Bank PJSC's Median PS Value or its related term are showing as below:
DFM:DIB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66 Med: 0.98 Max: 1.37
Current: 1.05
During the past 13 years, the highest Price to Median PS Value of Dubai Islamic Bank PJSC was 1.37. The lowest was 0.66. And the median was 0.98.
DFM:DIB's Price-to-Median-PS-Value is ranked better than 57.01% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs DFM:DIB: 1.05
Dubai Islamic Bank PJSC (DFM:DIB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Dubai Islamic Bank PJSC's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
7.48
/
7.10
=
1.05
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC Median PS Value Related Terms
Dubai Islamic Bank PJSC Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.9865.
Dubai Islamic Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.781.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC (DFM:DIB) has a Median PS Value of د.إ7.10 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Dubai Islamic Bank PJSC and its competitors. This is 29% below median its historical median of 0.98. Over the past decade, Dubai Islamic Bank PJSC's Median PS Value has ranged from 0.66 to 1.37. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #448 out of 1042 companies in the Banks industry, placing it in the top 43%.
Is Dubai Islamic Bank PJSC's Median PS Value too high?
Dubai Islamic Bank PJSC's current Median PS Value of د.إ7.10 is 29% below median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.37. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #448 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #448 out of 1042 companies for Median PS Value. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Dubai Islamic Bank PJSC's own Median PS Value has ranged from 0.66 to 1.37 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current Median PS Value is د.إ7.10, which is 29% below median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.43, compared to a current price of د.إ7.48 — trading 0.7% above its estimated fair value. The current Median PS Value is د.إ7.10, which is 29% below median its 10-year median of 0.98. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Median PS Value is د.إ7.10 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ7.48 is trading 0.7% above its estimated GF Value™ of د.إ7.43.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
Median PS Value: د.إ7.10 (29% below median its 10-year median of 0.98)
GF Value™: د.إ7.43 vs. price of د.إ7.48 (0.7% above fair value)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
Get the complete analysis for DFM:DIB
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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