Dubai Islamic Bank PJSC (DFM:DIB) PEG Ratio: 1.51 (As of Jun. 27, 2026) — 10% Above Median


DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.58
GF Value د.إ7.43
Valuation Fairly Valued
! 4 Warning Signs
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What is Dubai Islamic Bank PJSC PEG Ratio?

Dubai Islamic Bank PJSC DFM:DIB +1.34% 67 PEG Ratio is 1.51 as of Jun. 27, 2026, which is 10% above its 10-year median of 1.37. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Dubai Islamic Bank PJSC ranks better than 50.53% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Dubai Islamic Bank PJSC's PE Ratio without NRI is 8.32. Dubai Islamic Bank PJSC's 5-Year Book Value growth rate is 5.50%. Therefore, Dubai Islamic Bank PJSC's PEG Ratio for today is 1.51.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Dubai Islamic Bank PJSC's PEG Ratio or its related term are showing as below:

DFM:DIB' s PEG Ratio Range Over the Past 10 Years
Min: 0.32   Med: 1.37   Max: 4.41
Current: 1.51


During the past 13 years, Dubai Islamic Bank PJSC's highest PEG Ratio was 4.41. The lowest was 0.32. And the median was 1.37.


DFM:DIB's PEG Ratio is ranked better than
50.53% of 1229 companies
in the Banks industry
Industry Median: 1.52 vs DFM:DIB: 1.51

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Dubai Islamic Bank PJSC  (DFM:DIB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Dubai Islamic Bank PJSC PEG Ratio Related Terms


Dubai Islamic Bank PJSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Bank PJSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC PEG Ratio Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 1.47 1.26 1.31 1.75

Dubai Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.64 1.67 1.75 1.18

Dubai Islamic Bank PJSC PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's PEG Ratio falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Bank PJSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Dubai Islamic Bank PJSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.3205268935236/5.50
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.51 mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a PEG Ratio of 1.51 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Dubai Islamic Bank PJSC and its competitors. This is 10% above median its historical median of 1.37. Over the past decade, Dubai Islamic Bank PJSC's PEG Ratio has ranged from 0.32 to 4.41. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #608 out of 1229 companies in the Banks industry, placing it in the top 49.5%.
Is Dubai Islamic Bank PJSC's PEG Ratio too high?
Dubai Islamic Bank PJSC's current PEG Ratio of 1.51 is 10% above median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 4.41. The Banks industry median PEG Ratio is 1.52. Dubai Islamic Bank PJSC's value of 1.51 is 0.7% below this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #608 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #608 out of 1229 companies for PEG Ratio. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median PEG Ratio is 1.52. Dubai Islamic Bank PJSC's value of 1.51 is 0.7% below this benchmark. Historically, Dubai Islamic Bank PJSC's own PEG Ratio has ranged from 0.32 to 4.41 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 1.52, Dubai Islamic Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current PEG Ratio of 1.51 is 0.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current PEG Ratio is 1.51, which is 10% above median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.43, compared to a current price of د.إ7.58 — trading 2% above its estimated fair value. The current PEG Ratio is 1.51, which is 10% above median its 10-year median of 1.37 and 0.7% below the Banks industry median of 1.52. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current PEG Ratio is 1.51 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.58 is trading 2% above its estimated GF Value™ of د.إ7.43. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • PEG Ratio: 1.51 (10% above median its 10-year median of 1.37)
  • GF Value™: د.إ7.43 vs. price of د.إ7.58 (2% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 0.7% below the Banks median (#608 of 1229)

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.58
Price
د.إ7.43
GF Value