Dubai Islamic Bank PJSC (DFM:DIB) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Dubai Islamic Bank PJSC Forward PE Ratio Related Terms
Dubai Islamic Bank PJSC Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC Forward PE Ratio Chart
Dubai Islamic Bank PJSC Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
8.69
9.64
Dubai Islamic Bank PJSC Quarterly Data
2022-03
2023-06
2024-03
2024-06
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
10.43
7.60
7.12
7.00
8.69
8.28
10.22
9.74
9.64
7.94
Dubai Islamic Bank PJSC Forward PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's Forward PE Ratio falls into.
Dubai Islamic Bank PJSC Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Dubai Islamic Bank PJSC (DFM:DIB) has a Forward PE Ratio of 8.83 as of Jul. 07, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Dubai Islamic Bank PJSC and its competitors. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #230 out of 817 companies in the Banks industry, placing it in the top 28.2%.
Is Dubai Islamic Bank PJSC's Forward PE Ratio too high?
Dubai Islamic Bank PJSC's current Forward PE Ratio is 8.83. The Banks industry median Forward PE Ratio is 11.12. Dubai Islamic Bank PJSC's value of 8.83 is 20.6% below this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #230 out of 817 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #230 out of 817 companies for Forward PE Ratio. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median Forward PE Ratio is 11.12. Dubai Islamic Bank PJSC's value of 8.83 is 20.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.12, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current Forward PE Ratio of 8.83 is 20.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median Forward PE Ratio is 11.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current Forward PE Ratio is 8.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.45, compared to a current price of د.إ7.68 — trading 3.1% above its estimated fair value. The current Forward PE Ratio is 8.83 and 20.6% below the Banks industry median of 11.12. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Forward PE Ratio is 8.83 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ7.68 is trading 3.1% above its estimated GF Value™ of د.إ7.45.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
Forward PE Ratio: 8.83
GF Value™: د.إ7.45 vs. price of د.إ7.68 (3.1% above fair value)
Industry Position: 20.6% below the Banks median (#230 of 817)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
Get the complete analysis for DFM:DIB
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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