Dubai Islamic Bank PJSC (DFM:DIB) Pre-Tax Income: د.إ9,028 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.58
GF Value د.إ7.54
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Dubai Islamic Bank PJSC Pre-Tax Income?

Dubai Islamic Bank PJSC DFM:DIB +0.93% 67 Pre-Tax Income is د.إ9,028 Mil as of Jun. 2026. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.54 (Fairly Valued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Dubai Islamic Bank PJSC's pretax income for the three months ended in Jun. 2026 was د.إ2,208 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ9,028 Mil. Dubai Islamic Bank PJSC's pretax margin was 70.62%.

During the past 13 years, Dubai Islamic Bank PJSC's highest Pretax Margin was 73.40%. The lowest was 33.94%. And the median was 60.97%.


Dubai Islamic Bank PJSC  (DFM:DIB) Pre-Tax Income Explanation

Dubai Islamic Bank PJSC's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=2207.842/3126.586
=70.62%

During the past 13 years, Dubai Islamic Bank PJSC's highest Pretax Margin was 73.40%. The lowest was 33.94%. And the median was 60.97%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dubai Islamic Bank PJSC Pre-Tax Income Related Terms


Dubai Islamic Bank PJSC Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Bank PJSC's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC Pre-Tax Income Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,444.13 5,631.07 7,107.57 9,004.92 9,002.65

Dubai Islamic Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,200.77 2,301.42 2,392.23 2,126.13 2,207.84

Dubai Islamic Bank PJSC Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's Pre-Tax Income falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Bank PJSC Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Dubai Islamic Bank PJSC's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+9002.654
=9,003

Dubai Islamic Bank PJSC's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+2207.842
=2,208

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ9,028 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of د.إ9,028 Mil mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a Pre-Tax Income of د.إ9,028 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Dubai Islamic Bank PJSC and its competitors.
Is Dubai Islamic Bank PJSC's Pre-Tax Income too high?
Dubai Islamic Bank PJSC's current Pre-Tax Income is د.إ9,028 Mil. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Pre-Tax Income compare to competitors?
Dubai Islamic Bank PJSC's Pre-Tax Income of د.إ9,028 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Dubai Islamic Bank PJSC and its competitors. Dubai Islamic Bank PJSC's current Pre-Tax Income is د.إ9,028 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.54, compared to a current price of د.إ7.58 — trading 0.5% above its estimated fair value. The current Pre-Tax Income is د.إ9,028 Mil. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Pre-Tax Income is د.إ9,028 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.58 is trading 0.5% above its estimated GF Value™ of د.إ7.54. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • Pre-Tax Income: د.إ9,028 Mil
  • GF Value™: د.إ7.54 vs. price of د.إ7.58 (0.5% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.58
Price
د.إ7.54
GF Value