Dubai Islamic Bank PJSCDFM:DIB -1.97%67 FCF Margin % is 276.24% as of Mar. 2026, which is 323% above its 10-year median of 65.37. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Dubai Islamic Bank PJSC ranks better than 85.51% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC (DFM:DIB) has a FCF Margin % of 276.24% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dubai Islamic Bank PJSC and its competitors. This is 323% above median its historical median of 65.37. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #218 out of 1505 companies in the Banks industry, placing it in the top 14.5%.
Is Dubai Islamic Bank PJSC's FCF Margin % too high?
Dubai Islamic Bank PJSC's current FCF Margin % of 276.24% is 323% above median its 10-year median of 65.37. The Banks industry median FCF Margin % is 26.55. Dubai Islamic Bank PJSC's value of 276.24% is 940.5% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #218 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #218 out of 1505 companies for FCF Margin %. This places Dubai Islamic Bank PJSC in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Dubai Islamic Bank PJSC's value of 276.24% is 940.5% above this benchmark. While the company's 10-year median is 65.37 vs. the industry median of 26.55, Dubai Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current FCF Margin % of 276.24% is 940.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current FCF Margin % is 276.24%, which is 323% above median its own 10-year median of 65.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.43, compared to a current price of د.إ7.48 — trading 0.7% above its estimated fair value. The current FCF Margin % is 276.24%, which is 323% above median its 10-year median of 65.37 and 940.5% above the Banks industry median of 26.55. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current FCF Margin % is 276.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ7.48 is trading 0.7% above its estimated GF Value™ of د.إ7.43.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
FCF Margin %: 276.24% (323% above median its 10-year median of 65.37)
GF Value™: د.إ7.43 vs. price of د.إ7.48 (0.7% above fair value)
Industry Position: 940.5% above the Banks median (#218 of 1505)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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