Dubai Islamic Bank PJSC (DFM:DIB) Shareholder Yield % : 7.09% (As of Mar. 2026) — 441% Above Median


DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.58
GF Value د.إ7.43
Valuation Fairly Valued
! 4 Warning Signs
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What is Dubai Islamic Bank PJSC Shareholder Yield %?

Dubai Islamic Bank PJSC DFM:DIB +1.34% 67 Shareholder Yield % is 7.09% as of Mar. 2026, which is 441% above its 10-year median of 1.31. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Dubai Islamic Bank PJSC ranks better than 71.5% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Dubai Islamic Bank PJSC's Shareholder Yield % was 7.09%.


Dubai Islamic Bank PJSC  (DFM:DIB) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Dubai Islamic Bank PJSC Shareholder Yield % Related Terms


Dubai Islamic Bank PJSC Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Bank PJSC's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC Shareholder Yield % Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 2.89 3.70 0.03 7.49

Dubai Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.25 4.23 6.33 7.49 8.71

Dubai Islamic Bank PJSC Shareholder Yield % Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's Shareholder Yield % falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Islamic Bank PJSC Shareholder Yield % Calculation

Dubai Islamic Bank PJSC's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=6.15 %+0.00 %+2.56 %
=8.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 7.09% mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a Shareholder Yield % of 7.09% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Dubai Islamic Bank PJSC and its competitors. This is 441% above median its historical median of 1.31. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #428 out of 1502 companies in the Banks industry, placing it in the top 28.5%.
Is Dubai Islamic Bank PJSC's Shareholder Yield % too high?
Dubai Islamic Bank PJSC's current Shareholder Yield % of 7.09% is 441% above median its 10-year median of 1.31. The Banks industry median Shareholder Yield % is 1.59. Dubai Islamic Bank PJSC's value of 7.09% is 347.3% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #428 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Shareholder Yield % compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #428 out of 1502 companies for Shareholder Yield %. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median Shareholder Yield % is 1.59. Dubai Islamic Bank PJSC's value of 7.09% is 347.3% above this benchmark. While the company's 10-year median is 1.31 vs. the industry median of 1.59, Dubai Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.59, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current Shareholder Yield % of 7.09% is 347.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median Shareholder Yield % is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current Shareholder Yield % is 7.09%, which is 441% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.43, compared to a current price of د.إ7.58 — trading 2% above its estimated fair value. The current Shareholder Yield % is 7.09%, which is 441% above median its 10-year median of 1.31 and 347.3% above the Banks industry median of 1.59. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Shareholder Yield % is 7.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.58 is trading 2% above its estimated GF Value™ of د.إ7.43. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • Shareholder Yield %: 7.09% (441% above median its 10-year median of 1.31)
  • GF Value™: د.إ7.43 vs. price of د.إ7.58 (2% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 347.3% above the Banks median (#428 of 1502)

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.58
Price
د.إ7.43
GF Value