Dubai Islamic Bank PJSC (DFM:DIB) Cyclically Adjusted Revenue per Share: د.إ1.71 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.32
GF Value د.إ7.50
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Dubai Islamic Bank PJSC Cyclically Adjusted Revenue per Share?

Dubai Islamic Bank PJSC DFM:DIB -0.95% 67 Cyclically Adjusted Revenue per Share is د.إ1.71 as of Jun. 2026. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.50 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Dubai Islamic Bank PJSC's adjusted revenue per share for the three months ended in Jun. 2026 was د.إ0.433. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is د.إ1.71 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Dubai Islamic Bank PJSC's average Cyclically Adjusted Revenue Growth Rate was 3.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 4.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Dubai Islamic Bank PJSC was 9.50% per year. The lowest was 2.70% per year. And the median was 5.60% per year.

As of today (2026-07-31), Dubai Islamic Bank PJSC's current stock price is د.إ7.32. Dubai Islamic Bank PJSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was د.إ1.71. Dubai Islamic Bank PJSC's Cyclically Adjusted PS Ratio of today is 4.28.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Dubai Islamic Bank PJSC was 6.02. The lowest was 2.73. And the median was 4.35.


Dubai Islamic Bank PJSC  (DFM:DIB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Dubai Islamic Bank PJSC's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=7.32/1.71
=4.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Dubai Islamic Bank PJSC was 6.02. The lowest was 2.73. And the median was 4.35.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Dubai Islamic Bank PJSC Cyclically Adjusted Revenue per Share Related Terms


Dubai Islamic Bank PJSC Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Bank PJSC's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC Cyclically Adjusted Revenue per Share Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.45 1.55 1.62 1.66

Dubai Islamic Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 1.67 1.66 1.69 1.71

Dubai Islamic Bank PJSC Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's Cyclically Adjusted PS Ratio falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Bank PJSC Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Islamic Bank PJSC's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.433/333.9520*333.9520
=0.433

Current CPI (Jun. 2026) = 333.9520.

Dubai Islamic Bank PJSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.300 241.428 0.415
201612 0.223 241.432 0.308
201703 0.320 243.801 0.438
201706 0.330 244.955 0.450
201709 0.352 246.819 0.476
201712 0.241 246.524 0.326
201803 0.338 249.554 0.452
201806 0.354 251.989 0.469
201809 0.305 252.439 0.403
201812 0.325 251.233 0.432
201903 0.339 254.202 0.445
201906 0.356 256.143 0.464
201909 0.331 256.759 0.431
201912 0.365 256.974 0.474
202003 0.338 258.115 0.437
202006 0.317 257.797 0.411
202009 0.304 260.280 0.390
202012 0.347 260.474 0.445
202103 0.295 264.877 0.372
202106 0.318 271.696 0.391
202109 0.346 274.310 0.421
202112 0.313 278.802 0.375
202203 0.321 287.504 0.373
202206 0.355 296.311 0.400
202209 0.358 296.808 0.403
202212 0.384 296.797 0.432
202303 0.364 301.836 0.403
202306 0.387 305.109 0.424
202309 0.405 307.789 0.439
202312 0.448 306.746 0.488
202403 0.402 312.332 0.430
202406 0.419 314.175 0.445
202409 0.400 315.301 0.424
202412 0.479 315.605 0.507
202503 0.425 319.799 0.444
202506 0.422 322.561 0.437
202509 0.443 324.800 0.455
202512 0.438 324.054 0.451
202603 0.478 330.213 0.483
202606 0.433 333.952 0.433

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of د.إ1.71 mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a Cyclically Adjusted Revenue per Share of د.إ1.71 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dubai Islamic Bank PJSC and its competitors.
Is Dubai Islamic Bank PJSC's Cyclically Adjusted Revenue per Share too high?
Dubai Islamic Bank PJSC's current Cyclically Adjusted Revenue per Share is د.إ1.71. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Cyclically Adjusted Revenue per Share compare to competitors?
Dubai Islamic Bank PJSC's Cyclically Adjusted Revenue per Share of د.إ1.71 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dubai Islamic Bank PJSC and its competitors. Dubai Islamic Bank PJSC's current Cyclically Adjusted Revenue per Share is د.إ1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.50, compared to a current price of د.إ7.32 — trading 2.4% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is د.إ1.71. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Cyclically Adjusted Revenue per Share is د.إ1.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be undervalued. The current stock price of د.إ7.32 is trading 2.4% below its estimated GF Value™ of د.إ7.50. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • Cyclically Adjusted Revenue per Share: د.إ1.71
  • GF Value™: د.إ7.50 vs. price of د.إ7.32 (2.4% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.32
Price
د.إ7.50
GF Value