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The historical rank and industry rank for Dubai Islamic Bank PJSC's Equity-to-Asset or its related term are showing as below:
DFM:DIB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.13 Max: 0.15
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Dubai Islamic Bank PJSC was 0.15. The lowest was 0.11. And the median was 0.13.
DFM:DIB's Equity-to-Asset is ranked better than 72.41% of 1526
companies
in the Banks industry
Industry Median: 0.1
vs DFM:DIB: 0.12
Dubai Islamic Bank PJSC (DFM:DIB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Dubai Islamic Bank PJSC Equity-to-Asset Related Terms
Dubai Islamic Bank PJSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Bank PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Dubai Islamic Bank PJSC's Equity-to-Asset falls into.
Dubai Islamic Bank PJSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Dubai Islamic Bank PJSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Bank PJSC (DFM:DIB) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dubai Islamic Bank PJSC and its competitors. This is near median its historical median of 0.13. Over the past decade, Dubai Islamic Bank PJSC's Equity-to-Asset has ranged from 0.11 to 0.15. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #421 out of 1526 companies in the Banks industry, placing it in the top 27.6%.
Is Dubai Islamic Bank PJSC's Equity-to-Asset too high?
Dubai Islamic Bank PJSC's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.15. The Banks industry median Equity-to-Asset is 0.10. Dubai Islamic Bank PJSC's value of 0.12 is 20% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #421 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #421 out of 1526 companies for Equity-to-Asset. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Dubai Islamic Bank PJSC's value of 0.12 is 20% above this benchmark. Historically, Dubai Islamic Bank PJSC's own Equity-to-Asset has ranged from 0.11 to 0.15 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Dubai Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.48, compared to a current price of د.إ7.35 — trading 1.7% below its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.13 and 20% above the Banks industry median of 0.10. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be undervalued.
The current stock price of د.إ7.35 is trading 1.7% below its estimated GF Value™ of د.إ7.48.
GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:DIB:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.13)
GF Value™: د.إ7.48 vs. price of د.إ7.35 (1.7% below fair value)
Industry Position: 20% above the Banks median (#421 of 1526)
No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score
Get the complete analysis for DFM:DIB
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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