Dubai Islamic Bank PJSC (DFM:DIB) 3-Year Dividend Growth Rate: 21.60% (As of Jun. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.37
GF Value د.إ7.54
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Dubai Islamic Bank PJSC 3-Year Dividend Growth Rate?

Dubai Islamic Bank PJSC DFM:DIB -1.60% 67 3-Year Dividend Growth Rate is 21.60% as of Jun. 2026. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.54 (Fairly Valued). The stock has 3 warning signs investors should review. Among 962 Banks companies, Dubai Islamic Bank PJSC ranks better than 71% on this metric.

Dubai Islamic Bank PJSC's Dividends per Share for the three months ended in Jun. 2026 was د.إ0.35.

The historical rank and industry rank for Dubai Islamic Bank PJSC's 3-Year Dividend Growth Rate or its related term are showing as below:

DFM:DIB' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -41.5   Med: -0.75   Max: 47.2
Current: 21.6

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Dubai Islamic Bank PJSC was 47.20% per year. The lowest was -41.50% per year. And the median was -0.75% per year.

DFM:DIB's 3-Year Dividend Growth Rate is ranked better than
71% of 962 companies
in the Banks industry
Industry Median: 10.1 vs DFM:DIB: 21.60

During the past 12 months, Dubai Islamic Bank PJSC's average Dividends Per Share Growth Rate was -22.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 21.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 11.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 0.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Dubai Islamic Bank PJSC's Dividend Payout Ratio for the three months ended in Jun. 2026 was 1.42. As of today, Dubai Islamic Bank PJSC's Dividend Yield % is 4.75%.

Warning Sign:

Dubai Islamic Bank PJSC stock Dividend Yield % is close to 3-year low.

For more information regarding to dividend, please check our Dividend Page.


Dubai Islamic Bank PJSC  (DFM:DIB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Dubai Islamic Bank PJSC's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.35/ 0.247
=1.42

During the past 13 years, the highest Dividend Payout Ratio of Dubai Islamic Bank PJSC was 1.06. The lowest was 0.32. And the median was 0.52.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Dubai Islamic Bank PJSC Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
AED 0.3500002026-04-102026-04-132026-04-16Cash DividendannuallyAED:AED 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Dubai Islamic Bank PJSC's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.35/7.37
=4.75 %

Current Share Price is د.إ7.37.
Dubai Islamic Bank PJSC's Dividends per Share for the trailing twelve months (TTM) ended in Today is د.إ0.35.

During the past 13 years, the highest Dividend Yield of Dubai Islamic Bank PJSC was 10.97%. The lowest was 3.16%. And the median was 6.62%.

Warning Sign:

Dubai Islamic Bank PJSC stock Dividend Yield % is close to 3-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dubai Islamic Bank PJSC 3-Year Dividend Growth Rate Related Terms>


Dubai Islamic Bank PJSC 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's 3-Year Dividend Growth Rate falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Bank PJSC 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 21.60% mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a 3-Year Dividend Growth Rate of 21.60% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Dubai Islamic Bank PJSC and its competitors. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #279 out of 962 companies in the Banks industry, placing it in the top 29%.
Is Dubai Islamic Bank PJSC's 3-Year Dividend Growth Rate too high?
Dubai Islamic Bank PJSC's current 3-Year Dividend Growth Rate is 21.60%. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Dubai Islamic Bank PJSC's value of 21.60% is 113.9% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #279 out of 962 companies in the Banks industry, which is above the industry midpoint. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #279 out of 962 companies for 3-Year Dividend Growth Rate. This puts Dubai Islamic Bank PJSC in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Dubai Islamic Bank PJSC's value of 21.60% is 113.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current 3-Year Dividend Growth Rate of 21.60% is 113.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current 3-Year Dividend Growth Rate is 21.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.54, compared to a current price of د.إ7.37 — trading 2.3% below its estimated fair value. The current 3-Year Dividend Growth Rate is 21.60% and 113.9% above the Banks industry median of 10.10. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current 3-Year Dividend Growth Rate is 21.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be undervalued. The current stock price of د.إ7.37 is trading 2.3% below its estimated GF Value™ of د.إ7.54. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • 3-Year Dividend Growth Rate: 21.60%
  • GF Value™: د.إ7.54 vs. price of د.إ7.37 (2.3% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 113.9% above the Banks median (#279 of 962)

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.37
Price
د.إ7.54
GF Value