Dubai Islamic Bank PJSC (DFM:DIB) PS Ratio: 4.26 (As of Jun. 28, 2026) — Near Median


DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.58
GF Value د.إ7.43
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Dubai Islamic Bank PJSC PS Ratio?

Dubai Islamic Bank PJSC DFM:DIB +1.34% 67 PS Ratio is 4.26 as of Jun. 28, 2026, which is 8% above its 10-year median of 3.96. GuruFocus rates DFM:DIB with a GF Score™ of 67/100 and a GF Value™ of د.إ7.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Dubai Islamic Bank PJSC ranks worse than 75.64% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Dubai Islamic Bank PJSC's share price is د.إ7.58. Dubai Islamic Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1.78. Hence, Dubai Islamic Bank PJSC's PS Ratio for today is 4.26.

Good Sign:

Dubai Islamic Bank PJSC stock PS Ratio (=4.26) is close to 1-year low of 4.01.

The historical rank and industry rank for Dubai Islamic Bank PJSC's PS Ratio or its related term are showing as below:

DFM:DIB' s PS Ratio Range Over the Past 10 Years
Min: 2.29   Med: 3.96   Max: 5.79
Current: 4.26

During the past 13 years, Dubai Islamic Bank PJSC's highest PS Ratio was 5.79. The lowest was 2.29. And the median was 3.96.

DFM:DIB's PS Ratio is ranked worse than
75.64% of 1519 companies
in the Banks industry
Industry Median: 2.98 vs DFM:DIB: 4.26

Dubai Islamic Bank PJSC's Revenue per Sharefor the three months ended in Mar. 2026 was د.إ0.48. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1.78.

Warning Sign:

Dubai Islamic Bank PJSC revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Dubai Islamic Bank PJSC was 3.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.30% per year.

During the past 13 years, Dubai Islamic Bank PJSC's highest 3-Year average Revenue per Share Growth Rate was 134.50% per year. The lowest was -75.60% per year. And the median was 2.50% per year.

Back to Basics: PS Ratio


Dubai Islamic Bank PJSC  (DFM:DIB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Dubai Islamic Bank PJSC PS Ratio Related Terms


Dubai Islamic Bank PJSC PS Ratio Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Bank PJSC's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Bank PJSC PS Ratio Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.18 3.98 3.61 4.18 5.33

Dubai Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.16 5.25 5.42 5.33 4.11

Dubai Islamic Bank PJSC PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's PS Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's PS Ratio falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Bank PJSC PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Dubai Islamic Bank PJSC's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=7.58/1.781
=4.26

Dubai Islamic Bank PJSC's Share Price of today is د.إ7.58.
Dubai Islamic Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.78.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 4.26 mean?
Dubai Islamic Bank PJSC (DFM:DIB) has a PS Ratio of 4.26 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dubai Islamic Bank PJSC and its competitors. This is near median its historical median of 3.96. Over the past decade, Dubai Islamic Bank PJSC's PS Ratio has ranged from 2.29 to 5.79. According to the industry distribution chart, Dubai Islamic Bank PJSC ranks #1149 out of 1519 companies in the Banks industry, placing it in the top 75.6%.
Is Dubai Islamic Bank PJSC's PS Ratio too high?
Dubai Islamic Bank PJSC's current PS Ratio of 4.26 is near median its 10-year median of 3.96. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 5.79. The Banks industry median PS Ratio is 2.98. Dubai Islamic Bank PJSC's value of 4.26 is 43% above this industry median. Based on the distribution chart, Dubai Islamic Bank PJSC ranks #1149 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Dubai Islamic Bank PJSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Bank PJSC's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Dubai Islamic Bank PJSC ranks #1149 out of 1519 companies for PS Ratio. This places Dubai Islamic Bank PJSC in the lower half of its industry. The industry median PS Ratio is 2.98. Dubai Islamic Bank PJSC's value of 4.26 is 43% above this benchmark. Historically, Dubai Islamic Bank PJSC's own PS Ratio has ranged from 2.29 to 5.79 over the past decade. While the company's 10-year median is 3.96 vs. the industry median of 2.98, Dubai Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Bank PJSC's current PS Ratio of 4.26 is 43% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dubai Islamic Bank PJSC and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Bank PJSC's current PS Ratio is 4.26, which is near median its own 10-year median of 3.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Islamic Bank PJSC (DFM:DIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.43, compared to a current price of د.إ7.58 — trading 2% above its estimated fair value. The current PS Ratio is 4.26, which is near median its 10-year median of 3.96 and 43% above the Banks industry median of 2.98. Dubai Islamic Bank PJSC's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Dubai Islamic Bank PJSC (DFM:DIB), the current PS Ratio is 4.26 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.58 is trading 2% above its estimated GF Value™ of د.إ7.43. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • PS Ratio: 4.26 (near median its 10-year median of 3.96)
  • GF Value™: د.إ7.43 vs. price of د.إ7.58 (2% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 43% above the Banks median (#1149 of 1519)

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.58
Price
د.إ7.43
GF Value