Dubai Islamic Bank PJSC (DFM:DIB) Margin of Safety % (DCF Dividends Based): N/A (As of Jun. 28, 2026)


DFM:DIB Dubai Islamic Bank PJSC DFM:DIB
67 GF Score
Price د.إ7.58
GF Value د.إ7.43
Valuation Fairly Valued
! 4 Warning Signs
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What is Dubai Islamic Bank PJSC Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-06-28), Dubai Islamic Bank PJSC's Predictability Rank is 3-Stars. Dubai Islamic Bank PJSC's intrinsic value calculated from the Discounted Dividend model is د.إ10.93 and current share price is د.إ7.58. Consequently,

Dubai Islamic Bank PJSC's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

Dubai Islamic Bank PJSC Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Dubai Islamic Bank PJSC Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's Margin of Safety % (DCF Dividends Based) falls into.


DFM:DIB
67GF Score
Dubai Islamic Bank PJSC DFM:DIB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Islamic Bank PJSC Margin of Safety % (DCF Dividends Based) Calculation

Dubai Islamic Bank PJSC's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-7.58)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Dubai Islamic Bank PJSC (DFM:DIB) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ7.58 is trading 2% above its estimated GF Value™ of د.إ7.43. GuruFocus considers Dubai Islamic Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:DIB:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: د.إ7.43 vs. price of د.إ7.58 (2% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the DFM:DIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dubai Islamic Bank PJSC Business Description

Address Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.
67GF Score

Get the complete analysis for DFM:DIB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.58
Price
د.إ7.43
GF Value