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QDM InternationalQDMI 57 Cash Ratio is 6.65 as of Jun. 2026, which is 3067% above its 10-year median of 0.21. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $203.72 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 64 Insurance companies, QDM International ranks better than 98.44% on this metric.
QDM International has a Cash Ratio of 6.65. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for QDM International's Cash Ratio or its related term are showing as below:
QDMI'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.21 Max: 9.95
Current: 6.65
During the past 13 years, QDM International's highest Cash Ratio was 9.95. The lowest was 0.01. And the median was 0.21.
QDMI's Cash Ratio is ranked better than 98.44% of 64
companies
in the Insurance industry
Industry Median: 0.76
vs QDMI: 6.65
QDM International (OTCPK:QDMI) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
QDM International Cash Ratio Related Terms
QDM International Cash Ratio Historical Data
* Premium members only.
The historical data trend for QDM International's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, QDM International's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Cash Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Cash Ratio distribution charts can be found below:
* The bar in red indicates where QDM International's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDM International (QDMI) has a Cash Ratio of 6.65 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on QDM International and its competitors. This is 3067% above median its historical median of 0.21. Over the past decade, QDM International's Cash Ratio has ranged from 0.01 to 9.95. According to the industry distribution chart, QDM International ranks #1 out of 64 companies in the Insurance industry, placing it in the top 1.6%.
Is QDM International's Cash Ratio too high?
QDM International's current Cash Ratio of 6.65 is 3067% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 9.95. The Insurance industry median Cash Ratio is 0.76. QDM International's value of 6.65 is 775% above this industry median. Based on the distribution chart, QDM International ranks #1 out of 64 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Cash Ratio compare to XHG and EHTH?
According to the Insurance industry distribution chart, QDM International ranks #1 out of 64 companies for Cash Ratio. This places QDM International in the top 2% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.76. QDM International's value of 6.65 is 775% above this benchmark. Historically, QDM International's own Cash Ratio has ranged from 0.01 to 9.95 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.76, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Insurance company?
The median Cash Ratio among Insurance companies is 0.76, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Cash Ratio of 6.65 is 775% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on QDM International and its competitors. For the Insurance industry, the median Cash Ratio is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Cash Ratio is 6.65, which is 3067% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $203.72, compared to a current price of $5.50 — trading 97.3% below its estimated fair value. The current Cash Ratio is 6.65, which is 3067% above median its 10-year median of 0.21 and 775% above the Insurance industry median of 0.76. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For QDM International (QDMI), the current Cash Ratio is 6.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.50 is trading 97.3% below its estimated GF Value™ of $203.72.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Cash Ratio: 6.65 (3067% above median its 10-year median of 0.21)
GF Value™: $203.72 vs. price of $5.50 (97.3% below fair value)
Industry Position: 775% above the Insurance median (#1 of 64)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
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