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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for QDM International's Debt-to-EBITDA or its related term are showing as below:
QDMI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.98 Med: 0.01 Max: 1.35
Current: 0.01
During the past 13 years, the highest Debt-to-EBITDA Ratio of QDM International was 1.35. The lowest was -1.98. And the median was 0.01.
QDMI's Debt-to-EBITDA is ranked better than 99.69% of 320
companies
in the Insurance industry
Industry Median: 1.21
vs QDMI: 0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
QDM International Debt-to-EBITDA Related Terms
QDM International Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for QDM International's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDMI vs XHG, EHTH, SLQT: Debt-to-EBITDA Comparison
For the Insurance Brokers subindustry, QDM International's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where QDM International's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
QDM International (QDMI) has a Debt-to-EBITDA of 0.00 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on QDM International. According to the industry distribution chart, QDM International ranks #1 out of 320 companies in the Insurance industry, placing it in the top 0.3%.
Is QDM International's Debt-to-EBITDA too high?
QDM International's current Debt-to-EBITDA is 0.00. Based on the distribution chart, QDM International ranks #1 out of 320 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Debt-to-EBITDA compare to XHG and EHTH?
According to the Insurance industry distribution chart, QDM International ranks #1 out of 320 companies for Debt-to-EBITDA. This places QDM International in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.21, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on QDM International. For the Insurance industry, the median Debt-to-EBITDA is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $160.68, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current Debt-to-EBITDA is 0.00. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For QDM International (QDMI), the current Debt-to-EBITDA is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $160.68.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Debt-to-EBITDA: 0.00
GF Value™: $160.68 vs. price of $5.00 (96.9% below fair value)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
Get the complete analysis for QDMI
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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