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QDM InternationalQDMI 57 Days Payable is 58.55 as of Mar. 2026, which is 30% above its 10-year median of 44.88. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $162.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 56 Insurance companies, QDM International ranks worse than 60.71% on this metric.
The historical rank and industry rank for QDM International's Days Payable or its related term are showing as below:
QDMI'
s Days Payable Range Over the Past 10 Years
Min: 6.74 Med: 44.88 Max: 146.31
Current: 41.68
During the past 13 years, QDM International's highest Days Payable was 146.31. The lowest was 6.74. And the median was 44.88.
QDMI's Days Payable is ranked worse than 60.71% of 56
companies
in the Insurance industry
Industry Median: 58.52
vs QDMI: 41.68
QDM International's Days Payable
increased
from Mar. 2025 (40.02) to Mar. 2026 (58.55).
It may suggest that QDM Internationaldelayed paying its suppliers.
QDM International Days Payable Related Terms
QDM International Days Payable Historical Data
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The historical data trend for QDM International's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, QDM International's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Days Payable distribution charts can be found below:
* The bar in red indicates where QDM International's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
QDM International's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDM International (QDMI) has a Days Payable of 58.55 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on QDM International and its competitors. This is 30% above median its historical median of 44.88. Over the past decade, QDM International's Days Payable has ranged from 6.74 to 146.31. According to the industry distribution chart, QDM International ranks #34 out of 56 companies in the Insurance industry, placing it in the top 60.7%.
Is QDM International's Days Payable too high?
QDM International's current Days Payable of 58.55 is 30% above median its 10-year median of 44.88. Over the past 10 years, this metric has ranged from a low of 6.74 to a high of 146.31. The Insurance industry median Days Payable is 58.52. QDM International's value of 58.55 is 0.1% above this industry median. Based on the distribution chart, QDM International ranks #34 out of 56 companies in the Insurance industry, which is below the industry midpoint. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Days Payable compare to EHTH and XHG?
According to the Insurance industry distribution chart, QDM International ranks #34 out of 56 companies for Days Payable. This places QDM International in the lower half of its industry. The industry median Days Payable is 58.52. QDM International's value of 58.55 is 0.1% above this benchmark. Historically, QDM International's own Days Payable has ranged from 6.74 to 146.31 over the past decade. While the company's 10-year median is 44.88 vs. the industry median of 58.52, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 58.52, based on 56 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Days Payable of 58.55 is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on QDM International and its competitors. For the Insurance industry, the median Days Payable is 58.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Days Payable is 58.55, which is 30% above median its own 10-year median of 44.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $162.47, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current Days Payable is 58.55, which is 30% above median its 10-year median of 44.88 and 0.1% above the Insurance industry median of 58.52. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For QDM International (QDMI), the current Days Payable is 58.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $162.47.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Days Payable: 58.55 (30% above median its 10-year median of 44.88)
GF Value™: $162.47 vs. price of $5.00 (96.9% below fair value)
Industry Position: 0.1% above the Insurance median (#34 of 56)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
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