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QDM InternationalQDMI 57 Interest Coverage is 6,372.00 as of Mar. 2026, which is 283% above its 10-year median of 1,662.92. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $162.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 352 Insurance companies, QDM International ranks better than 90.62% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. QDM International's
Operating Income
for the
three
months ended in Mar. 2026 was $6.37 Mil. QDM International's Interest Expense for the
three
months ended in Mar. 2026 was $-0.00 Mil.
QDM International's interest coverage for the quarter that ended in Mar. 2026 was 6,372.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. QDM International Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for QDM International's Interest Coverage or its related term are showing as below:
QDMI'
s Interest Coverage Range Over the Past 10 Years
Min: 42 Med: 1662.92 Max: No Debt
Current: 1525
QDMI's Interest Coverage is ranked better than 90.62% of 352
companies
in the Insurance industry
Industry Median: 16.145
vs QDMI: 1525.00
QDM International (OTCPK:QDMI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
QDM International Interest Coverage Related Terms
QDM International Interest Coverage Historical Data
* Premium members only.
The historical data trend for QDM International's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
QDMI vs EHTH, XHG, ZBAO: Interest Coverage Comparison
For the Insurance Brokers subindustry, QDM International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Interest Coverage distribution charts can be found below:
* The bar in red indicates where QDM International's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDM International (QDMI) has a Interest Coverage of 6,372.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on QDM International and its competitors. This is 283% above median its historical median of 1,662.92. Over the past decade, QDM International's Interest Coverage has ranged from 42.00 to 10,000.00. According to the industry distribution chart, QDM International ranks #33 out of 352 companies in the Insurance industry, placing it in the top 9.4%.
Is QDM International's Interest Coverage too high?
QDM International's current Interest Coverage of 6,372.00 is 283% above median its 10-year median of 1,662.92. Over the past 10 years, this metric has ranged from a low of 42.00 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.15. QDM International's value of 6,372.00 is 39367.3% above this industry median. Based on the distribution chart, QDM International ranks #33 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Interest Coverage compare to EHTH and XHG?
According to the Insurance industry distribution chart, QDM International ranks #33 out of 352 companies for Interest Coverage. This places QDM International in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.15. QDM International's value of 6,372.00 is 39367.3% above this benchmark. Historically, QDM International's own Interest Coverage has ranged from 42.00 to 10,000.00 over the past decade. While the company's 10-year median is 1,662.92 vs. the industry median of 16.15, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Interest Coverage of 6,372.00 is 39367.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on QDM International and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Interest Coverage is 6,372.00, which is 283% above median its own 10-year median of 1,662.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $162.47, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current Interest Coverage is 6,372.00, which is 283% above median its 10-year median of 1,662.92 and 39367.3% above the Insurance industry median of 16.15. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For QDM International (QDMI), the current Interest Coverage is 6,372.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $162.47.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Interest Coverage: 6,372.00 (283% above median its 10-year median of 1,662.92)
GF Value™: $162.47 vs. price of $5.00 (96.9% below fair value)
Industry Position: 39367.3% above the Insurance median (#33 of 352)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
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