QDMI (QDM International) Cyclically Adjusted PB Ratio: (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QDMI QDM International Inc QDMI
57 GF Score
Price $7.50
GF Value $161.68
Valuation Possible Value Trap
! 2 Warning Signs
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What is QDM International Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


QDM International  (OTCPK:QDMI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


QDM International Cyclically Adjusted PB Ratio Related Terms


QDM International Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for QDM International's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QDM International Cyclically Adjusted PB Ratio Chart

QDM International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

QDM International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

QDMI vs XHG, EHTH, SLQT: Cyclically Adjusted PB Ratio Comparison

For the Insurance Brokers subindustry, QDM International's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QDM International Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, QDM International's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where QDM International's Cyclically Adjusted PB Ratio falls into.


QDMI
57GF Score
QDM International Inc QDMI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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QDM International Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

QDM International's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, QDM International's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.802/121.4731*121.4731
=1.802

Current CPI (Mar. 2026) = 121.4731.

QDM International Quarterly Data

Book Value per Share CPI Adj_Book
201409 -185.333 97.948 -229.846
201412 -204.000 99.707 -248.534
201503 -195.250 99.927 -237.350
201506 -183.500 99.267 -224.549
201509 -215.250 99.927 -261.663
201612 9.800 103.225 11.532
201712 -20.200 104.984 -23.373
201803 -8.800 105.973 -10.087
201806 -12.400 106.193 -14.184
201809 -8.600 106.852 -9.777
201812 -9.200 107.622 -10.384
201903 -25.000 108.172 -28.074
201906 -46.600 109.601 -51.648
201909 -56.200 110.260 -61.915
201912 -64.000 110.700 -70.228
202003 -0.938 110.920 -1.027
202006 -3.938 110.590 -4.326
202009 -4.813 107.512 -5.438
202012 -23.313 109.711 -25.813
202103 -25.625 111.579 -27.897
202106 -6.770 111.360 -7.385
202109 -8.016 109.051 -8.929
202112 -7.016 112.349 -7.586
202203 -10.871 113.558 -11.629
202206 -12.403 113.448 -13.280
202209 -11.129 113.778 -11.882
202212 -12.290 114.548 -13.033
202303 0.211 115.427 0.222
202306 0.321 115.647 0.337
202309 0.352 116.087 0.368
202312 0.380 117.296 0.394
202403 0.399 117.735 0.412
202406 0.452 117.296 0.468
202409 0.509 118.615 0.521
202412 0.661 118.945 0.675
202503 1.031 119.384 1.049
202506 1.287 119.055 1.313
202509 1.149 119.934 1.164
202512 1.202 120.704 1.210
202603 1.802 121.473 1.802

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is QDM International (QDMI) Overvalued in 2026?

Based on GuruFocus' analysis, QDM International stock appears to be undervalued. The current stock price of $7.50 is trading 95.4% below its estimated GF Value™ of $161.68. GuruFocus considers QDM International to be Possible Value Trap.

Key valuation signals for QDMI:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $161.68 vs. price of $7.50 (95.4% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QDM International Business Description

Address 5 Canton Road, Room 1030B, 10th Floor, Ocean Centre, Harbour City, Tsim Sha Tsui, Hong Kong, HKG
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score

Get the complete analysis for QDMI

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$161.68
GF Value