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QDMI (QDM International) Financial Strength : 10 (As of Dec. 2024)


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What is QDM International Financial Strength?

QDM International has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

QDM International Inc shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

QDM International's Interest Coverage for the quarter that ended in Dec. 2024 was 908.00. QDM International's debt to revenue ratio for the quarter that ended in Dec. 2024 was 0.02. As of today, QDM International's Altman Z-Score is 290.65.


Competitive Comparison of QDM International's Financial Strength

For the Insurance Brokers subindustry, QDM International's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QDM International's Financial Strength Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, QDM International's Financial Strength distribution charts can be found below:

* The bar in red indicates where QDM International's Financial Strength falls into.


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QDM International Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

QDM International's Interest Expense for the months ended in Dec. 2024 was $-0.00 Mil. Its Operating Income for the months ended in Dec. 2024 was $0.91 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.03 Mil.

QDM International's Interest Coverage for the quarter that ended in Dec. 2024 is

Interest Coverage=-1*Operating Income (Q: Dec. 2024 )/Interest Expense (Q: Dec. 2024 )
=-1*0.908/-0.001
=908.00

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. QDM International Inc has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

QDM International's Debt to Revenue Ratio for the quarter that ended in Dec. 2024 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2024 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.085 + 0.028) / 6.428
=0.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

QDM International has a Z-score of 290.65, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 290.65 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


QDM International  (OTCPK:QDMI) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

QDM International has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.


QDM International Financial Strength Related Terms

Thank you for viewing the detailed overview of QDM International's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.


QDM International Business Description

Traded in Other Exchanges
N/A
Address
5 Canton Road, Room 1030B, 10/F, Ocean Centre, Harbour City, Tsim Sha Tsui, Hong Kong, HKG, 200051
QDM International Inc is an insurance brokerage company operating in Hong Kong. The company sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance; and general insurance, such as automobile insurance, commercial property insurance, liability insurance, and homeowner insurance. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The Company generates revenue primarily by providing insurance brokerage services in Hong Kong.
Executives
Huihe Zheng director, 10 percent owner, officer: Chairman, CEO, and President T2-702 SOHO TIANSHAN SQUARE,, 1717 TIANSHAN ROAD, CHANGNING DISTRICT, SHANGHAI F4 200051
Timothy John Miles director PO BOX 30, DUNDEE MI 48131
Huili Shen director, officer: Secretary ROOM 707 SOHO T2 TIANSHAN PLAZA, SHANGHAI F4 200051
Robert Brooks 10 percent owner 9 PROSPECT AVENUE, PORT WASHINGTON NY 11050
Kenneth J Scott director 2156 HURON TRAIL, MAITLAND FL 32751
Brian C Rosenbloom director, 10 percent owner
Timothy B Shannon director, officer: CEO/CFO 4279 BURNWOOD TRAIL, DENVER CO 28037

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