QDM InternationalQDMI -6.10%50 Piotroski F-Score is 6 as of Jun. 25, 2026, which is 100% above its 10-year median of 3.00. GuruFocus rates QDMI with a GF Score™ of 50/100 and a GF Value™ of $132.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 482 Insurance companies, QDM International ranks better than 60.79% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
QDM International has an F-score of 6 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for QDM International's Piotroski F-Score or its related term are showing as below:
QDMI'
s Piotroski F-Score Range Over the Past 10 Years
Min: 2 Med: 3 Max: 9
Current: 6
During the past 13 years, the highest Piotroski F-Score of QDM International was 9. The lowest was 2. And the median was 3.
QDM International (OTCPK:QDMI) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
QDM International Piotroski F-Score Related Terms
QDM International Piotroski F-Score Historical Data
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The historical data trend for QDM International's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDMI vs TWFG, AIFU, SLQT: Piotroski F-Score Comparison
For the Insurance Brokers subindustry, QDM International's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Piotroski F-Score vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where QDM International's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
QDM International's current Net Income (TTM) was 5.52.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
QDM International's return on assets of this year was 0.82390688. QDM International's return on assets of last year was 0.26453023.
==> This year is higher. ==> Score 1.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
QDM International's gearing of this year was 0.0032956. QDM International's gearing of last year was 0.00424925.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
QDM International's current ratio of this year was 3.33165195. QDM International's current ratio of last year was 6.486.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
QDM International's number of shares in issue this year was 8.636. QDM International's number of shares in issue last year was 8.578.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
QDM International's gross margin of this year was 0.51656477. QDM International's gross margin of last year was 0.76339987.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
QDM International's asset turnover of this year was 2.56305029. QDM International's asset turnover of last year was 0.64952658.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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6
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
QDM International has an F-score of 6 indicating the company's financial situation is typical for a stable company.
QDM International (QDMI) has a Piotroski F-Score of 6 as of Jun. 25, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on QDM International and its competitors. This is 100% above median its historical median of 3.00. Over the past decade, QDM International's Piotroski F-Score has ranged from 2.00 to 9.00. According to the industry distribution chart, QDM International ranks #189 out of 482 companies in the Insurance industry, placing it in the top 39.2%.
Is QDM International's Piotroski F-Score too high?
QDM International's current Piotroski F-Score of 6 is 100% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 9.00. The Insurance industry median Piotroski F-Score is 6.00. QDM International's value of 6 is 0% at this industry median. Based on the distribution chart, QDM International ranks #189 out of 482 companies in the Insurance industry, which is above the industry midpoint. Overall, QDM International has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Piotroski F-Score compare to TWFG and AIFU?
According to the Insurance industry distribution chart, QDM International ranks #189 out of 482 companies for Piotroski F-Score. This puts QDM International in the upper half of its industry. The industry median Piotroski F-Score is 6.00. QDM International's value of 6 is 0% at this benchmark. Historically, QDM International's own Piotroski F-Score has ranged from 2.00 to 9.00 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 6.00, QDM International has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Insurance company?
The median Piotroski F-Score among Insurance companies is 6.00, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Piotroski F-Score of 6 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on QDM International and its competitors. For the Insurance industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Piotroski F-Score is 6, which is 100% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $132.47, compared to a current price of $8.00 — trading 94% below its estimated fair value. The current Piotroski F-Score is 6, which is 100% above median its 10-year median of 3.00 and 0% at the Insurance industry median of 6.00. QDM International's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For QDM International (QDMI), the current Piotroski F-Score is 6 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $8.00 is trading 94% below its estimated GF Value™ of $132.47.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Piotroski F-Score: 6 (100% above median its 10-year median of 3.00)
GF Value™: $132.47 vs. price of $8.00 (94% below fair value)
Industry Position: 0% at the Insurance median (#189 of 482)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
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