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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
QDM International's 3-Year RORE % for the quarter that ended in Mar. 2026 was 30.88%.
The industry rank for QDM International's 3-Year RORE % or its related term are showing as below:
QDMI's 3-Year RORE % is ranked better than 73.19% of 470
companies
in the Insurance industry
Industry Median: 12.05
vs QDMI: 30.88
QDM International (OTCPK:QDMI) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
QDM International 3-Year RORE % Related Terms
QDM International 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for QDM International's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, QDM International's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where QDM International's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
QDM International (QDMI) has a 3-Year RORE % of 30.88 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on QDM International and its competitors. According to the industry distribution chart, QDM International ranks #126 out of 470 companies in the Insurance industry, placing it in the top 26.8%.
Is QDM International's 3-Year RORE % too high?
QDM International's current 3-Year RORE % is 30.88. The Insurance industry median 3-Year RORE % is 12.05. QDM International's value of 30.88 is 156.3% above this industry median. Based on the distribution chart, QDM International ranks #126 out of 470 companies in the Insurance industry, which is above the industry midpoint. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's 3-Year RORE % compare to EHTH and XHG?
According to the Insurance industry distribution chart, QDM International ranks #126 out of 470 companies for 3-Year RORE %. This puts QDM International in the upper half of its industry. The industry median 3-Year RORE % is 12.05. QDM International's value of 30.88 is 156.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 12.05, based on 470 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current 3-Year RORE % of 30.88 is 156.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on QDM International and its competitors. For the Insurance industry, the median 3-Year RORE % is 12.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current 3-Year RORE % is 30.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $162.47, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current 3-Year RORE % is 30.88 and 156.3% above the Insurance industry median of 12.05. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For QDM International (QDMI), the current 3-Year RORE % is 30.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $162.47.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
3-Year RORE %: 30.88
GF Value™: $162.47 vs. price of $5.00 (96.9% below fair value)
Industry Position: 156.3% above the Insurance median (#126 of 470)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
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