QDMI (QDM International) PB Ratio: 2.77 (As of Jul. 15, 2026) — 96% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QDMI QDM International Inc QDMI
57 GF Score
Price $5.00
GF Value $162.47
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is QDM International PB Ratio?

QDM International QDMI 57 PB Ratio is 2.77 as of Jul. 15, 2026, which is 96% below its 10-year median of 76.88. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $162.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 498 Insurance companies, QDM International ranks worse than 80.72% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), QDM International's share price is $5.00. QDM International's Book Value per Share for the quarter that ended in Mar. 2026 was $1.80. Hence, QDM International's PB Ratio of today is 2.77.

Good Sign:

QDM International Inc stock PB Ratio (=2.77) is close to 5-year low of 2.77.

The historical rank and industry rank for QDM International's PB Ratio or its related term are showing as below:

QDMI' s PB Ratio Range Over the Past 10 Years
Min: 2.77   Med: 76.88   Max: 313.95
Current: 2.77

During the past 13 years, QDM International's highest PB Ratio was 313.95. The lowest was 2.77. And the median was 76.88.

QDMI's PB Ratio is ranked worse than
80.72% of 498 companies
in the Insurance industry
Industry Median: 1.4 vs QDMI: 2.77

During the past 12 months, QDM International's average Book Value Per Share Growth Rate was 74.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 104.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of QDM International was 104.40% per year. The lowest was -210.30% per year. And the median was -6.40% per year.

Back to Basics: PB Ratio


QDM International  (OTCPK:QDMI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


QDM International PB Ratio Related Terms


QDM International PB Ratio Historical Data

* Premium members only.

The historical data trend for QDM International's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QDM International PB Ratio Chart

QDM International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 16.11 136.26 59.48 38.80

QDM International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.48 76.08 68.95 32.71 38.80

QDMI vs EHTH, XHG, ZBAO: PB Ratio Comparison

For the Insurance Brokers subindustry, QDM International's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QDM International PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, QDM International's PB Ratio distribution charts can be found below:

* The bar in red indicates where QDM International's PB Ratio falls into.


QDMI
57GF Score
QDM International Inc QDMI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

QDM International PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

QDM International's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=5.00/1.802
=2.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.77 mean?
QDM International (QDMI) has a PB Ratio of 2.77 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on QDM International and its competitors. This is 96% below median its historical median of 76.88. Over the past decade, QDM International's PB Ratio has ranged from 2.77 to 313.95. According to the industry distribution chart, QDM International ranks #402 out of 498 companies in the Insurance industry, placing it in the top 80.7%.
Is QDM International's PB Ratio too high?
QDM International's current PB Ratio of 2.77 is 96% below median its 10-year median of 76.88. Over the past 10 years, this metric has ranged from a low of 2.77 to a high of 313.95. The Insurance industry median PB Ratio is 1.40. QDM International's value of 2.77 is 97.9% above this industry median. Based on the distribution chart, QDM International ranks #402 out of 498 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's PB Ratio compare to EHTH and XHG?
According to the Insurance industry distribution chart, QDM International ranks #402 out of 498 companies for PB Ratio. This places QDM International in the lower half of its industry. The industry median PB Ratio is 1.40. QDM International's value of 2.77 is 97.9% above this benchmark. Historically, QDM International's own PB Ratio has ranged from 2.77 to 313.95 over the past decade. While the company's 10-year median is 76.88 vs. the industry median of 1.40, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current PB Ratio of 2.77 is 97.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on QDM International and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current PB Ratio is 2.77, which is 96% below median its own 10-year median of 76.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $162.47, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current PB Ratio is 2.77, which is 96% below median its 10-year median of 76.88 and 97.9% above the Insurance industry median of 1.40. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For QDM International (QDMI), the current PB Ratio is 2.77 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QDM International (QDMI) Overvalued in 2026?

Based on GuruFocus' analysis, QDM International stock appears to be undervalued. The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $162.47. GuruFocus considers QDM International to be Possible Value Trap.

Key valuation signals for QDMI:

  • PB Ratio: 2.77 (96% below median its 10-year median of 76.88)
  • GF Value™: $162.47 vs. price of $5.00 (96.9% below fair value)
  • GF Score™: 57/100 with 2 warning signs
  • Industry Position: 97.9% above the Insurance median (#402 of 498)

No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QDM International Business Description

Address 5 Canton Road, Room 1030B, 10th Floor, Ocean Centre, Harbour City, Tsim Sha Tsui, Hong Kong, HKG
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score

Get the complete analysis for QDMI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.00
Price
$162.47
GF Value