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QDM InternationalQDMI 57 Return-on-Tangible-Equity is 150.38% as of Mar. 2026, which is 151% above its 10-year median of 59.84. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $162.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 497 Insurance companies, QDM International ranks better than 93.56% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. QDM International's annualized net income for the quarter that ended in Mar. 2026 was $20.73 Mil. QDM International's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $13.78 Mil. Therefore, QDM International's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 150.38%.
The historical rank and industry rank for QDM International's Return-on-Tangible-Equity or its related term are showing as below:
QDMI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.95 Med: 59.84 Max: 78.69
Current: 65.66
During the past 13 years, QDM International's highest Return-on-Tangible-Equity was 78.69%. The lowest was 7.95%. And the median was 59.84%.
QDMI's Return-on-Tangible-Equity is ranked better than 93.56% of 497
companies
in the Insurance industry
Industry Median: 13.32
vs QDMI: 65.66
QDM International (OTCPK:QDMI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
QDM International Return-on-Tangible-Equity Related Terms
QDM International Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for QDM International's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDMI vs EHTH, XHG, ZBAO: Return-on-Tangible-Equity Comparison
For the Insurance Brokers subindustry, QDM International's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where QDM International's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 150.38% mean?
QDM International (QDMI) has a Return-on-Tangible-Equity of 150.38% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on QDM International and its competitors. This is 151% above median its historical median of 59.84. Over the past decade, QDM International's Return-on-Tangible-Equity has ranged from 7.95 to 78.69. According to the industry distribution chart, QDM International ranks #32 out of 497 companies in the Insurance industry, placing it in the top 6.4%.
Is QDM International's Return-on-Tangible-Equity too high?
QDM International's current Return-on-Tangible-Equity of 150.38% is 151% above median its 10-year median of 59.84. Over the past 10 years, this metric has ranged from a low of 7.95 to a high of 78.69. The Insurance industry median Return-on-Tangible-Equity is 13.32. QDM International's value of 150.38% is 1029% above this industry median. Based on the distribution chart, QDM International ranks #32 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Return-on-Tangible-Equity compare to EHTH and XHG?
According to the Insurance industry distribution chart, QDM International ranks #32 out of 497 companies for Return-on-Tangible-Equity. This places QDM International in the top 6% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.32. QDM International's value of 150.38% is 1029% above this benchmark. Historically, QDM International's own Return-on-Tangible-Equity has ranged from 7.95 to 78.69 over the past decade. While the company's 10-year median is 59.84 vs. the industry median of 13.32, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Return-on-Tangible-Equity of 150.38% is 1029% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on QDM International and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Return-on-Tangible-Equity is 150.38%, which is 151% above median its own 10-year median of 59.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $162.47, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current Return-on-Tangible-Equity is 150.38%, which is 151% above median its 10-year median of 59.84 and 1029% above the Insurance industry median of 13.32. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For QDM International (QDMI), the current Return-on-Tangible-Equity is 150.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $162.47.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Return-on-Tangible-Equity: 150.38% (151% above median its 10-year median of 59.84)
GF Value™: $162.47 vs. price of $5.00 (96.9% below fair value)
Industry Position: 1029% above the Insurance median (#32 of 497)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
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