Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
QDM InternationalQDMI 57 Debt-to-Equity is 0.01 as of Jun. 2026, which is at its 10-year median of 0.01. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $203.82 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 404 Insurance companies, QDM International ranks better than 99.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for QDM International's Debt-to-Equity or its related term are showing as below:
QDMI'
s Debt-to-Equity Range Over the Past 10 Years
Min: -2.54 Med: 0.01 Max: 0.1
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of QDM International was 0.10. The lowest was -2.54. And the median was 0.01.
QDMI's Debt-to-Equity is ranked better than 99.75% of 404
companies
in the Insurance industry
Industry Median: 0.21
vs QDMI: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
QDM International Debt-to-Equity Related Terms
QDM International Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for QDM International's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDMI vs XHG, EHTH, SLQT: Debt-to-Equity Comparison
For the Insurance Brokers subindustry, QDM International's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where QDM International's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDM International (QDMI) has a Debt-to-Equity of 0.01 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on QDM International and its competitors. This is near median its historical median of 0.01. According to the industry distribution chart, QDM International ranks #1 out of 404 companies in the Insurance industry, placing it in the top 0.2%.
Is QDM International's Debt-to-Equity too high?
QDM International's current Debt-to-Equity of 0.01 is near median its 10-year median of 0.01. The Insurance industry median Debt-to-Equity is 0.21. QDM International's value of 0.01 is 95.2% below this industry median. Based on the distribution chart, QDM International ranks #1 out of 404 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Debt-to-Equity compare to XHG and EHTH?
According to the Insurance industry distribution chart, QDM International ranks #1 out of 404 companies for Debt-to-Equity. This places QDM International in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. QDM International's value of 0.01 is 95.2% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.21, QDM International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Debt-to-Equity of 0.01 is 95.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on QDM International and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Debt-to-Equity is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $203.82, compared to a current price of $5.50 — trading 97.3% below its estimated fair value. The current Debt-to-Equity is 0.01, which is near median its 10-year median of 0.01 and 95.2% below the Insurance industry median of 0.21. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For QDM International (QDMI), the current Debt-to-Equity is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.50 is trading 97.3% below its estimated GF Value™ of $203.82.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Debt-to-Equity: 0.01 (near median its 10-year median of 0.01)
GF Value™: $203.82 vs. price of $5.50 (97.3% below fair value)
Industry Position: 95.2% below the Insurance median (#1 of 404)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
Get the complete analysis for QDMI
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
QDMI has been successfully added to your 
