QDMI (QDM International) ROA %: 124.00% (As of Mar. 2026)

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QDMI QDM International Inc QDMI
57 GF Score
Price $5.00
GF Value $162.47
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is QDM International ROA %?

QDM International QDMI 57 ROA % is 124.00% as of Mar. 2026. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $162.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 509 Insurance companies, QDM International ranks better than 99.8% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. QDM International's annualized Net Income for the quarter that ended in Mar. 2026 was $20.73 Mil. QDM International's average Total Assets over the quarter that ended in Mar. 2026 was $16.72 Mil. Therefore, QDM International's annualized ROA % for the quarter that ended in Mar. 2026 was 124.00%.

The historical rank and industry rank for QDM International's ROA % or its related term are showing as below:

QDMI' s ROA % Range Over the Past 10 Years
Min: -1026.37   Med: -32.02   Max: 98.63
Current: 52.74

During the past 13 years, QDM International's highest ROA % was 98.63%. The lowest was -1026.37%. And the median was -32.02%.

QDMI's ROA % is ranked better than
99.8% of 509 companies
in the Insurance industry
Industry Median: 2.62 vs QDMI: 52.74

QDM International  (OTCPK:QDMI) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=20.728/16.7165
=(Net Income / Revenue)*(Revenue / Total Assets)
=(20.728 / 36.568)*(36.568 / 16.7165)
=Net Margin %*Asset Turnover
=56.68 %*2.1875
=124.00 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


QDM International ROA % Related Terms


QDM International ROA % Historical Data

* Premium members only.

The historical data trend for QDM International's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QDM International ROA % Chart

QDM International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -179.15 2.63 35.07 58.51 53.52

QDM International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 145.62 72.56 -32.63 34.10 124.00

QDMI vs EHTH, XHG, ZBAO: ROA % Comparison

For the Insurance Brokers subindustry, QDM International's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QDM International ROA % vs Insurance Industry

For the Insurance industry and Financial Services sector, QDM International's ROA % distribution charts can be found below:

* The bar in red indicates where QDM International's ROA % falls into.


QDMI
57GF Score
QDM International Inc QDMI
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

QDM International ROA % Calculation

QDM International's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=7.533/( (10.709+17.443)/ 2 )
=7.533/14.076
=53.52 %

QDM International's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=20.728/( (15.99+17.443)/ 2 )
=20.728/16.7165
=124.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 124.00% mean?
QDM International (QDMI) has a ROA % of 124.00% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on QDM International and its competitors. According to the industry distribution chart, QDM International ranks #1 out of 509 companies in the Insurance industry, placing it in the top 0.2%.
Is QDM International's ROA % too high?
QDM International's current ROA % is 124.00%. The Insurance industry median ROA % is 2.62. QDM International's value of 124.00% is 4632.8% above this industry median. Based on the distribution chart, QDM International ranks #1 out of 509 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's ROA % compare to EHTH and XHG?
According to the Insurance industry distribution chart, QDM International ranks #1 out of 509 companies for ROA %. This places QDM International in the top 0% of its industry — outperforming the majority of peers. The industry median ROA % is 2.62. QDM International's value of 124.00% is 4632.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current ROA % of 124.00% is 4632.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on QDM International and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current ROA % is 124.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $162.47, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current ROA % is 124.00% and 4632.8% above the Insurance industry median of 2.62. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For QDM International (QDMI), the current ROA % is 124.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QDM International (QDMI) Overvalued in 2026?

Based on GuruFocus' analysis, QDM International stock appears to be undervalued. The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $162.47. GuruFocus considers QDM International to be Possible Value Trap.

Key valuation signals for QDMI:

  • ROA %: 124.00%
  • GF Value™: $162.47 vs. price of $5.00 (96.9% below fair value)
  • GF Score™: 57/100 with 2 warning signs
  • Industry Position: 4632.8% above the Insurance median (#1 of 509)

No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QDM International Business Description

Address 5 Canton Road, Room 1030B, 10th Floor, Ocean Centre, Harbour City, Tsim Sha Tsui, Hong Kong, HKG
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score

Get the complete analysis for QDMI

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.00
Price
$162.47
GF Value