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QDM InternationalQDMI 57 Graham Number is $6.05 as of Mar. 2026, which is 58% below its 10-year median of 14.37. GuruFocus rates QDMI with a GF Score™ of 57/100 and a GF Value™ of $160.68 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 427 Insurance companies, QDM International ranks better than 57.14% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-08-08), the stock price of QDM International is $5.00. QDM International's graham number for the quarter that ended in Mar. 2026 was $6.05. Therefore, QDM International's Price to Graham Number ratio for today is 0.83.
The historical rank and industry rank for QDM International's Graham Number or its related term are showing as below:
QDMI'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.81 Med: 14.37 Max: 31.24
Current: 0.83
During the past 13 years, the highest Price to Graham Number ratio of QDM International was 31.24. The lowest was 0.81. And the median was 14.37.
QDMI's Price-to-Graham-Number is ranked better than 57.14% of 427
companies
in the Insurance industry
Industry Median: 0.95
vs QDMI: 0.83
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
QDM International (OTCPK:QDMI) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
QDM International's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
5.00
/
6.05
=
0.83
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
QDM International Graham Number Related Terms
QDM International Graham Number Historical Data
* Premium members only.
The historical data trend for QDM International's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, QDM International's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International Price-to-Graham-Number vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where QDM International's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QDM International (QDMI) has a Graham Number of $6.05 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on QDM International and its competitors. This is 58% below median its historical median of 14.37. Over the past decade, QDM International's Graham Number has ranged from 0.81 to 31.24. According to the industry distribution chart, QDM International ranks #183 out of 427 companies in the Insurance industry, placing it in the top 42.9%.
Is QDM International's Graham Number too high?
QDM International's current Graham Number of $6.05 is 58% below median its 10-year median of 14.37. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 31.24. The Insurance industry median Graham Number is 0.95. QDM International's value of $6.05 is 536.8% above this industry median. Based on the distribution chart, QDM International ranks #183 out of 427 companies in the Insurance industry, which is above the industry midpoint. Overall, QDM International has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's Graham Number compare to XHG and EHTH?
According to the Insurance industry distribution chart, QDM International ranks #183 out of 427 companies for Graham Number. This puts QDM International in the upper half of its industry. The industry median Graham Number is 0.95. QDM International's value of $6.05 is 536.8% above this benchmark. Historically, QDM International's own Graham Number has ranged from 0.81 to 31.24 over the past decade. While the company's 10-year median is 14.37 vs. the industry median of 0.95, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Insurance company?
The median Graham Number among Insurance companies is 0.95, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current Graham Number of $6.05 is 536.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on QDM International and its competitors. For the Insurance industry, the median Graham Number is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current Graham Number is $6.05, which is 58% below median its own 10-year median of 14.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $160.68, compared to a current price of $5.00 — trading 96.9% below its estimated fair value. The current Graham Number is $6.05, which is 58% below median its 10-year median of 14.37 and 536.8% above the Insurance industry median of 0.95. QDM International's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For QDM International (QDMI), the current Graham Number is $6.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $5.00 is trading 96.9% below its estimated GF Value™ of $160.68.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
Graham Number: $6.05 (58% below median its 10-year median of 14.37)
GF Value™: $160.68 vs. price of $5.00 (96.9% below fair value)
Industry Position: 536.8% above the Insurance median (#183 of 427)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
57GF Score
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