QDM InternationalQDMI -6.10%50 ROE % is 48.08% as of Dec. 2025, which is 20% below its 10-year median of 59.92. GuruFocus rates QDMI with a GF Score™ of 50/100 and a GF Value™ of $132.47 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 502 Insurance companies, QDM International ranks better than 97.81% on this metric.
The historical rank and industry rank for QDM International's ROE % or its related term are showing as below:
QDMI'
s ROE % Range Over the Past 10 Years
Min: 7.95 Med: 59.92 Max: 78.69
Current: 59.15
During the past 13 years, QDM International's highest ROE % was 78.69%. The lowest was 7.95%. And the median was 59.92%.
QDMI's ROE % is ranked better than 97.81% of 502
companies
in the Insurance industry
Industry Median: 11.73
vs QDMI: 59.15
QDM International (OTCPK:QDMI) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
QDM International ROE % Related Terms
QDM International ROE % Historical Data
* Premium members only.
The historical data trend for QDM International's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, QDM International's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QDM International ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, QDM International's ROE % distribution charts can be found below:
* The bar in red indicates where QDM International's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
QDM International (QDMI) has a ROE % of 48.08% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on QDM International and its competitors. This is 20% below median its historical median of 59.92. Over the past decade, QDM International's ROE % has ranged from 7.95 to 78.69. According to the industry distribution chart, QDM International ranks #11 out of 502 companies in the Insurance industry, placing it in the top 2.2%.
Is QDM International's ROE % too high?
QDM International's current ROE % of 48.08% is 20% below median its 10-year median of 59.92. Over the past 10 years, this metric has ranged from a low of 7.95 to a high of 78.69. The Insurance industry median ROE % is 11.73. QDM International's value of 48.08% is 309.9% above this industry median. Based on the distribution chart, QDM International ranks #11 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QDM International has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QDM International's ROE % compare to TWFG and AIFU?
According to the Insurance industry distribution chart, QDM International ranks #11 out of 502 companies for ROE %. This places QDM International in the top 2% of its industry — outperforming the majority of peers. The industry median ROE % is 11.73. QDM International's value of 48.08% is 309.9% above this benchmark. Historically, QDM International's own ROE % has ranged from 7.95 to 78.69 over the past decade. While the company's 10-year median is 59.92 vs. the industry median of 11.73, QDM International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QDM International's current ROE % of 48.08% is 309.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on QDM International and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QDM International's current ROE % is 48.08%, which is 20% below median its own 10-year median of 59.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QDM International stock overvalued right now?
Based on GuruFocus' analysis, QDM International (QDMI) is currently considered Possible Value Trap. The stock's GF Value™ is $132.47, compared to a current price of $8.00 — trading 94% below its estimated fair value. The current ROE % is 48.08%, which is 20% below median its 10-year median of 59.92 and 309.9% above the Insurance industry median of 11.73. QDM International's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For QDM International (QDMI), the current ROE % is 48.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QDM International (QDMI) Overvalued in 2026?
Based on GuruFocus' analysis, QDM International stock appears to be undervalued.
The current stock price of $8.00 is trading 94% below its estimated GF Value™ of $132.47.
GuruFocus considers QDM International to be Possible Value Trap.
Key valuation signals for QDMI:
ROE %: 48.08% (20% below median its 10-year median of 59.92)
GF Value™: $132.47 vs. price of $8.00 (94% below fair value)
Industry Position: 309.9% above the Insurance median (#11 of 502)
No single metric tells the full story. See the QDMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QDM International Inc is a holding company. Along with its subsidiaries, it is engaged in the insurance brokerage business mainly in Hong Kong. The group sells a wide range of insurance products, consisting of two main categories: life and medical insurance, such as individual life insurance, and general insurance, such as automobile insurance, commercial property insurance, etc. In addition, as a Mandatory Provident Fund Intermediary, it also provides customers with assistance on account opening and related services under the MPF and the Occupational Retirement Schemes Ordinance (ORSO) schemes, both of which are mandatory retirement protection schemes set up for employees who are Hong Kong residents. The group generates a majority of its revenue from the insurance brokerage business.
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