Centrum Finansowe (WAR:CFS) Cyclically Adjusted FCF per Share: zł1.79 (As of Sep. 2025)


WAR:CFS Centrum Finansowe SA WAR:CFS
69 GF Score
Price zł4.64
GF Value zł5.18
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Centrum Finansowe Cyclically Adjusted FCF per Share?

Centrum Finansowe WAR:CFS -1.28% 69 Cyclically Adjusted FCF per Share is zł1.79 as of Sep. 2025. GuruFocus rates WAR:CFS with a GF Score™ of 69/100 and a GF Value™ of zł5.18 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Centrum Finansowe's adjusted free cash flow per share for the three months ended in Sep. 2025 was zł0.217. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is zł1.79 for the trailing ten years ended in Sep. 2025.

During the past 12 months, Centrum Finansowe's average Cyclically Adjusted FCF Growth Rate was 2.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Centrum Finansowe was 12.90% per year. The lowest was 10.70% per year. And the median was 11.80% per year.

As of today (2026-07-03), Centrum Finansowe's current stock price is zł4.64. Centrum Finansowe's Cyclically Adjusted FCF per Share for the quarter that ended in Sep. 2025 was zł1.79. Centrum Finansowe's Cyclically Adjusted Price-to-FCF of today is 2.59.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Centrum Finansowe was 4.46. The lowest was 2.33. And the median was 2.88.


Centrum Finansowe  (WAR:CFS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Centrum Finansowe's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=4.64/1.79
=2.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Centrum Finansowe was 4.46. The lowest was 2.33. And the median was 2.88.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Centrum Finansowe Cyclically Adjusted FCF per Share Related Terms


Centrum Finansowe Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Centrum Finansowe's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrum Finansowe Cyclically Adjusted FCF per Share Chart

Centrum Finansowe Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.29 1.54 1.67 1.75

Centrum Finansowe Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.74 1.75 1.78 1.77 1.79

WAR:CFS vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, Centrum Finansowe's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centrum Finansowe Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's Cyclically Adjusted Price-to-FCF falls into.


WAR:CFS
69GF Score
Centrum Finansowe SA WAR:CFS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Centrum Finansowe Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Centrum Finansowe's adjusted Free Cash Flow per Share data for the three months ended in Sep. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=0.217/158.0000*158.0000
=0.217

Current CPI (Sep. 2025) = 158.0000.

Centrum Finansowe Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201512 0.167 99.471 0.265
201603 0.262 98.983 0.418
201606 0.156 99.552 0.248
201609 0.072 99.064 0.115
201612 0.452 100.366 0.712
201703 0.272 101.018 0.425
201706 0.185 101.180 0.289
201709 0.124 101.343 0.193
201712 0.022 102.564 0.034
201803 0.192 102.564 0.296
201806 1.353 103.378 2.068
201809 1.405 103.378 2.147
201812 0.058 103.785 0.088
201903 0.178 104.274 0.270
201906 0.281 105.983 0.419
201909 0.302 105.983 0.450
201912 0.473 107.123 0.698
202003 0.212 109.076 0.307
202006 0.390 109.402 0.563
202009 0.365 109.320 0.528
202012 0.428 109.565 0.617
202103 0.323 112.658 0.453
202106 0.429 113.960 0.595
202109 0.465 115.588 0.636
202112 0.245 119.088 0.325
202203 0.334 125.031 0.422
202206 0.478 131.705 0.573
202209 0.602 135.531 0.702
202212 0.331 139.113 0.376
202303 0.419 145.950 0.454
202306 0.076 147.009 0.082
202309 0.279 146.113 0.302
202312 0.165 147.741 0.176
202403 0.374 149.044 0.396
202406 0.212 150.997 0.222
202409 0.223 153.439 0.230
202412 0.405 154.660 0.414
202503 0.125 157.021 0.126
202506 0.038 157.509 0.038
202509 0.217 158.000 0.217

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of zł1.79 mean?
Centrum Finansowe (WAR:CFS) has a Cyclically Adjusted FCF per Share of zł1.79 as of Sep. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Centrum Finansowe and its competitors.
Is Centrum Finansowe's Cyclically Adjusted FCF per Share too high?
Centrum Finansowe's current Cyclically Adjusted FCF per Share is zł1.79. Overall, Centrum Finansowe has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Cyclically Adjusted FCF per Share compare to V and MA?
Centrum Finansowe's Cyclically Adjusted FCF per Share of zł1.79 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Centrum Finansowe and its competitors. Centrum Finansowe's current Cyclically Adjusted FCF per Share is zł1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł5.18, compared to a current price of zł4.64 — trading 10.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is zł1.79. Centrum Finansowe's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Cyclically Adjusted FCF per Share is zł1.79 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be undervalued. The current stock price of zł4.64 is trading 10.4% below its estimated GF Value™ of zł5.18. GuruFocus considers Centrum Finansowe to be Modestly Undervalued.

Key valuation signals for WAR:CFS:

  • Cyclically Adjusted FCF per Share: zł1.79
  • GF Value™: zł5.18 vs. price of zł4.64 (10.4% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
69GF Score

Get the complete analysis for WAR:CFS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.64
Price
zł5.18
GF Value