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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Centrum Finansowe's current 3-Year Share Buyback Ratio was -3.20%.
The historical rank and industry rank for Centrum Finansowe's 3-Year Share Buyback Ratio or its related term are showing as below:
WAR:CFS'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -3.2 Med: 0 Max: 0
Current: -3.2
During the past 13 years, Centrum Finansowe's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -3.20%. And the median was 0.00%.
WAR:CFS's 3-Year Share Buyback Ratio is ranked worse than 50.71% of 280
companies
in the Credit Services industry
Industry Median: -3.1
vs WAR:CFS: -3.20
Centrum Finansowe (WAR:CFS) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Centrum Finansowe 3-Year Share Buyback Ratio Related Terms
WAR:CFS vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, Centrum Finansowe's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe 3-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's 3-Year Share Buyback Ratio falls into.
Centrum Finansowe 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -3.20 mean?
Centrum Finansowe (WAR:CFS) has a 3-Year Share Buyback Ratio of -3.20 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Centrum Finansowe and its competitors. According to the industry distribution chart, Centrum Finansowe ranks #142 out of 280 companies in the Credit Services industry, placing it in the top 50.7%.
Is Centrum Finansowe's 3-Year Share Buyback Ratio too high?
Centrum Finansowe's current 3-Year Share Buyback Ratio is -3.20. Based on the distribution chart, Centrum Finansowe ranks #142 out of 280 companies in the Credit Services industry, which is below the industry midpoint. Overall, Centrum Finansowe has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #142 out of 280 companies for 3-Year Share Buyback Ratio. This places Centrum Finansowe in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Centrum Finansowe and its competitors. Centrum Finansowe's current 3-Year Share Buyback Ratio is -3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.38, compared to a current price of zł4.64 — trading 5.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is -3.20. Centrum Finansowe's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current 3-Year Share Buyback Ratio is -3.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued.
The current stock price of zł4.64 is trading 5.9% above its estimated GF Value™ of zł4.38.
GuruFocus considers Centrum Finansowe to be Fairly Valued.
Key valuation signals for WAR:CFS:
3-Year Share Buyback Ratio: -3.20
GF Value™: zł4.38 vs. price of zł4.64 (5.9% above fair value)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
75GF Score
Get the complete analysis for WAR:CFS
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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