Centrum Finansowe (WAR:CFS) Gross Profit: zł12.03 Mil (TTM As of Dec. 2025)

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WAR:CFS Centrum Finansowe SA WAR:CFS
74 GF Score
Price zł4.64
GF Value zł4.39
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Centrum Finansowe Gross Profit?

Centrum Finansowe WAR:CFS +2.20% 74 Gross Profit is zł12.03 Mil as of Dec. 2025. GuruFocus rates WAR:CFS with a GF Score™ of 74/100 and a GF Value™ of zł4.39 (Fairly Valued). The stock has 6 warning signs investors should review.

Centrum Finansowe's gross profit for the three months ended in Dec. 2025 was zł4.90 Mil. Centrum Finansowe's gross profit for the trailing twelve months (TTM) ended in Dec. 2025 was zł12.03 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. Centrum Finansowe's gross profit for the three months ended in Dec. 2025 was zł4.90 Mil. Centrum Finansowe's Revenue for the three months ended in Dec. 2025 was zł7.37 Mil. Therefore, Centrum Finansowe's Gross Margin % for the quarter that ended in Dec. 2025 was 66.47%.

Centrum Finansowe had a gross margin of 66.47% for the quarter that ended in Dec. 2025 => Durable competitive advantage

During the past 13 years, the highest Gross Margin % of Centrum Finansowe was 64.35%. The lowest was 54.48%. And the median was 59.42%.


Centrum Finansowe  (WAR:CFS) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Centrum Finansowe had a gross margin of 66.47% for the quarter that ended in Dec. 2025 => Durable competitive advantage


Centrum Finansowe Gross Profit Related Terms


Centrum Finansowe Gross Profit Historical Data

* Premium members only.

The historical data trend for Centrum Finansowe's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrum Finansowe Gross Profit Chart

Centrum Finansowe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Profit
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.41 21.48 23.06 13.59 12.03

Centrum Finansowe Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.90 1.57 2.84 2.71 4.90

WAR:CFS vs V, MA, AXP: Gross Profit Comparison

For the Credit Services subindustry, Centrum Finansowe's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centrum Finansowe Gross Profit vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's Gross Profit distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's Gross Profit falls into.


WAR:CFS
74GF Score
Centrum Finansowe SA WAR:CFS
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Centrum Finansowe Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

Centrum Finansowe's Gross Profit for the fiscal year that ended in Dec. 2025 is calculated as

Gross Profit (A: Dec. 2025 )=Revenue - Cost of Goods Sold
=22.079 - 10.051
=12.03

Centrum Finansowe's Gross Profit for the quarter that ended in Dec. 2025 is calculated as

Gross Profit (Q: Dec. 2025 )=Revenue - Cost of Goods Sold
=7.373 - 2.472
=4.90

Gross Profit for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was zł12.03 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

Centrum Finansowe's Gross Margin % for the quarter that ended in Dec. 2025 is calculated as

Gross Margin % (Q: Dec. 2025 )=Gross Profit (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=(Revenue - Cost of Goods Sold) / Revenue
=4.90 / 7.373
=66.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of zł12.03 Mil mean?
Centrum Finansowe (WAR:CFS) has a Gross Profit of zł12.03 Mil as of Dec. 2025. Gross Profit equals net sales less total cost of goods sold. View historical data on Centrum Finansowe and its competitors.
Is Centrum Finansowe's Gross Profit too high?
Centrum Finansowe's current Gross Profit is zł12.03 Mil. Overall, Centrum Finansowe has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Gross Profit compare to V and MA?
Centrum Finansowe's Gross Profit of zł12.03 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Centrum Finansowe and its competitors. Centrum Finansowe's current Gross Profit is zł12.03 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.39, compared to a current price of zł4.64 — trading 5.7% above its estimated fair value. The current Gross Profit is zł12.03 Mil. Centrum Finansowe's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Gross Profit is zł12.03 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued. The current stock price of zł4.64 is trading 5.7% above its estimated GF Value™ of zł4.39. GuruFocus considers Centrum Finansowe to be Fairly Valued.

Key valuation signals for WAR:CFS:

  • Gross Profit: zł12.03 Mil
  • GF Value™: zł4.39 vs. price of zł4.64 (5.7% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
74GF Score

Get the complete analysis for WAR:CFS

Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.64
Price
zł4.39
GF Value