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Centrum FinansoweWAR:CFS 75 Net Cash per Share is zł-0.56 as of Mar. 2026. GuruFocus rates WAR:CFS with a GF Score™ of 75/100 and a GF Value™ of zł4.19 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 62 Credit Services companies, Centrum Finansowe ranks worse than 1612901.61% on this metric.
The historical rank and industry rank for Centrum Finansowe's Net Cash per Share or its related term are showing as below:
During the past 13 years, the highest Price-to-Net-Cash Ratio of Centrum Finansowe was 42.14. The lowest was 42.14. And the median was 42.14.
WAR:CFS's Price-to-Net-Cash is not ranked *
in the Credit Services industry.
Industry Median: 9.015 * Ranked among companies with meaningful Price-to-Net-Cash only.
Centrum Finansowe (WAR:CFS) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Centrum Finansowe Net Cash per Share Related Terms
Centrum Finansowe Net Cash per Share Historical Data
* Premium members only.
The historical data trend for Centrum Finansowe's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:CFS vs V, MA, AXP: Net Cash per Share Comparison
For the Credit Services subindustry, Centrum Finansowe's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe Price-to-Net-Cash vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's Price-to-Net-Cash falls into.
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Centrum Finansowe's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centrum Finansowe (WAR:CFS) has a Net Cash per Share of zł-0.56 as of Mar. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Centrum Finansowe and its competitors. Over the past decade, Centrum Finansowe's Net Cash per Share has ranged from 42.14 to 42.14. According to the industry distribution chart, Centrum Finansowe ranks #999999 out of 62 companies in the Credit Services industry.
Is Centrum Finansowe's Net Cash per Share too high?
Centrum Finansowe's current Net Cash per Share is zł-0.56. Over the past 10 years, this metric has ranged from a low of 42.14 to a high of 42.14. Based on the distribution chart, Centrum Finansowe ranks #999999 out of 62 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Centrum Finansowe has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Net Cash per Share compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #999999 out of 62 companies for Net Cash per Share. This places Centrum Finansowe in the lower half of its industry. The industry median Net Cash per Share is 9.02. Historically, Centrum Finansowe's own Net Cash per Share has ranged from 42.14 to 42.14 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Credit Services company?
The median Net Cash per Share among Credit Services companies is 9.02, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Centrum Finansowe and its competitors. For the Credit Services industry, the median Net Cash per Share is 9.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current Net Cash per Share is zł-0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł4.19, compared to a current price of zł4.76 — trading 13.6% above its estimated fair value. The current Net Cash per Share is zł-0.56. Centrum Finansowe's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Net Cash per Share is zł-0.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued.
The current stock price of zł4.76 is trading 13.6% above its estimated GF Value™ of zł4.19.
GuruFocus considers Centrum Finansowe to be Modestly Overvalued.
Key valuation signals for WAR:CFS:
Net Cash per Share: zł-0.56
GF Value™: zł4.19 vs. price of zł4.76 (13.6% above fair value)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
75GF Score
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