The historical rank and industry rank for Centrum Finansowe's Days Payable or its related term are showing as below:
WAR:CFS'
s Days Payable Range Over the Past 10 Years
Min: 0 Med: 0 Max: 7.2
Current: 7.2
During the past 13 years, Centrum Finansowe's highest Days Payable was 7.20. The lowest was 0.00. And the median was 0.00.
WAR:CFS's Days Payable is ranked worse than 79.14% of 302
companies
in the Credit Services industry
Industry Median: 33.405
vs WAR:CFS: 7.20
Centrum Finansowe's Days Payable
declined
from Sep. 2024 (6.45) to Sep. 2025 (5.99).
It may suggest that Centrum Finansoweaccelerated paying its suppliers.
Centrum Finansowe Days Payable Related Terms
Centrum Finansowe Days Payable Historical Data
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The historical data trend for Centrum Finansowe's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Centrum Finansowe's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's Days Payable distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Centrum Finansowe's Days Payable for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centrum Finansowe (WAR:CFS) has a Days Payable of 5.99 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Centrum Finansowe and its competitors. According to the industry distribution chart, Centrum Finansowe ranks #239 out of 302 companies in the Credit Services industry, placing it in the top 79.1%.
Is Centrum Finansowe's Days Payable too high?
Centrum Finansowe's current Days Payable is 5.99. The Credit Services industry median Days Payable is 33.41. Centrum Finansowe's value of 5.99 is 82.1% below this industry median. Based on the distribution chart, Centrum Finansowe ranks #239 out of 302 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Centrum Finansowe has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #239 out of 302 companies for Days Payable. This places Centrum Finansowe in the lower half of its industry. The industry median Days Payable is 33.41. Centrum Finansowe's value of 5.99 is 82.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centrum Finansowe's current Days Payable of 5.99 is 82.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Centrum Finansowe and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current Days Payable is 5.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł5.17, compared to a current price of zł4.74 — trading 8.3% below its estimated fair value. The current Days Payable is 5.99 and 82.1% below the Credit Services industry median of 33.41. Centrum Finansowe's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Days Payable is 5.99 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be undervalued.
The current stock price of zł4.74 is trading 8.3% below its estimated GF Value™ of zł5.17.
GuruFocus considers Centrum Finansowe to be Fairly Valued.
Key valuation signals for WAR:CFS:
Days Payable: 5.99
GF Value™: zł5.17 vs. price of zł4.74 (8.3% below fair value)
Industry Position: 82.1% below the Credit Services median (#239 of 302)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
70GF Score
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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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