Centrum Finansowe (WAR:CFS) Earnings per Share (Diluted): zł0.70 (TTM As of Dec. 2025)

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WAR:CFS Centrum Finansowe SA WAR:CFS
74 GF Score
Price zł4.64
GF Value zł4.39
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Centrum Finansowe Earnings per Share (Diluted)?

Centrum Finansowe WAR:CFS +2.20% 74 Earnings per Share (Diluted) is zł0.70 as of Dec. 2025. GuruFocus rates WAR:CFS with a GF Score™ of 74/100 and a GF Value™ of zł4.39 (Fairly Valued). The stock has 6 warning signs investors should review. Among 432 Credit Services companies, Centrum Finansowe ranks worse than 74.77% on this metric.

Centrum Finansowe's Earnings per Share (Diluted) for the three months ended in Dec. 2025 was zł0.27. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was zł0.70.

Centrum Finansowe's EPS (Basic) for the three months ended in Dec. 2025 was zł0.27. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was zł0.70.

Centrum Finansowe's EPS without NRI for the three months ended in Dec. 2025 was zł0.26. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was zł0.69.

During the past 12 months, Centrum Finansowe's average EPS without NRIGrowth Rate was -26.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -8.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 3.40% per year.

During the past 13 years, Centrum Finansowe's highest 3-Year average EPS without NRI Growth Rate was 95.10% per year. The lowest was -32.90% per year. And the median was 7.40% per year.


Centrum Finansowe  (WAR:CFS) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Centrum Finansowe Earnings per Share (Diluted) Related Terms


Centrum Finansowe Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Centrum Finansowe's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrum Finansowe Earnings per Share (Diluted) Chart

Centrum Finansowe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.72 0.90 0.93 0.96 0.70

Centrum Finansowe Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.09 0.18 0.16 0.27

WAR:CFS vs V, MA, AXP: Earnings per Share (Diluted) Comparison

For the Credit Services subindustry, Centrum Finansowe's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centrum Finansowe PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's PE Ratio distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's PE Ratio falls into.


WAR:CFS
74GF Score
Centrum Finansowe SA WAR:CFS
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Centrum Finansowe Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Centrum Finansowe's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(7.038-0)/10.120
=0.70

Centrum Finansowe's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (Q: Dec. 2025 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(2.687-0)/10.120
=0.27

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of zł0.70 mean?
Centrum Finansowe (WAR:CFS) has a Earnings per Share (Diluted) of zł0.70 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Centrum Finansowe and its competitors. According to the industry distribution chart, Centrum Finansowe ranks #323 out of 432 companies in the Credit Services industry, placing it in the top 74.8%.
Is Centrum Finansowe's Earnings per Share (Diluted) too high?
Centrum Finansowe's current Earnings per Share (Diluted) is zł0.70. Based on the distribution chart, Centrum Finansowe ranks #323 out of 432 companies in the Credit Services industry, which is below the industry midpoint. Overall, Centrum Finansowe has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #323 out of 432 companies for Earnings per Share (Diluted). This places Centrum Finansowe in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Centrum Finansowe and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current Earnings per Share (Diluted) is zł0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.39, compared to a current price of zł4.64 — trading 5.7% above its estimated fair value. The current Earnings per Share (Diluted) is zł0.70. Centrum Finansowe's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Earnings per Share (Diluted) is zł0.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued. The current stock price of zł4.64 is trading 5.7% above its estimated GF Value™ of zł4.39. GuruFocus considers Centrum Finansowe to be Fairly Valued.

Key valuation signals for WAR:CFS:

  • Earnings per Share (Diluted): zł0.70
  • GF Value™: zł4.39 vs. price of zł4.64 (5.7% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
74GF Score

Get the complete analysis for WAR:CFS

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.64
Price
zł4.39
GF Value