Centrum Finansowe (WAR:CFS) Total Assets: zł93.43 Mil (As of Sep. 2025)


WAR:CFS Centrum Finansowe SA WAR:CFS
69 GF Score
Price zł4.74
GF Value zł5.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Centrum Finansowe Total Assets?

Centrum Finansowe WAR:CFS 69 Total Assets is zł93.43 Mil as of Sep. 2025. GuruFocus rates WAR:CFS with a GF Score™ of 69/100 and a GF Value™ of zł5.17 (Fairly Valued). The stock has 4 warning signs investors should review.

Centrum Finansowe's Total Assets for the quarter that ended in Sep. 2025 was zł93.43 Mil.

Warning Sign:

If a company builds assets at 19.2% a year, faster than its revenue growth rate of 9.1% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Centrum Finansowe's average Total Assets Growth Rate was -8.00% per year. During the past 3 years, the average Total Assets Growth Rate was 19.30% per year. During the past 5 years, the average Total Assets Growth Rate was 19.20% per year. During the past 10 years, the average Total Assets Growth Rate was 13.50% per year.

During the past 13 years, Centrum Finansowe's highest 3-Year average Total Assets Growth Rate was 51.30%. The lowest was -30.10%. And the median was 17.30%.

Total Assets is connected with ROA %. Centrum Finansowe's annualized ROA % for the quarter that ended in Sep. 2025 was 7.18%. Total Assets is also linked to Revenue through Asset Turnover. Centrum Finansowe's Asset Turnover for the quarter that ended in Sep. 2025 was 0.05.


Centrum Finansowe  (WAR:CFS) Total Assets Explanation

Total Assets is connected with ROA %.

Centrum Finansowe's annualized ROA % for the quarter that ended in Sep. 2025 is

ROA %=Net Income (Q: Sep. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Sep. 2025 ))/ count )
=6.624/( (91.213+93.425)/ 2 )
=6.624/92.319
=7.18 %

Note: The Net Income data used here is four times the quarterly (Sep. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Centrum Finansowe's Asset Turnover for the quarter that ended in Sep. 2025 is

Asset Turnover
=Revenue (Q: Sep. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Sep. 2025 ))/ count )
=4.741/( (91.213+93.425)/ 2 )
=4.741/92.319
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Centrum Finansowe Total Assets Related Terms


Centrum Finansowe Total Assets Historical Data

* Premium members only.

The historical data trend for Centrum Finansowe's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrum Finansowe Total Assets Chart

Centrum Finansowe Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.62 55.36 66.27 82.28 89.05

Centrum Finansowe Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.35 89.05 91.71 91.21 93.43
WAR:CFS
69GF Score
Centrum Finansowe SA WAR:CFS
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Centrum Finansowe Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Centrum Finansowe's Total Assets for the fiscal year that ended in Dec. 2024 is calculated as

Total Assets=Total Equity (A: Dec. 2024 )+Total Liabilities (A: Dec. 2024 )
=63.351+25.694
=89.05

Centrum Finansowe's Total Assets for the quarter that ended in Sep. 2025 is calculated as

Total Assets=Total Equity (Q: Sep. 2025 )+Total Liabilities (Q: Sep. 2025 )
=69.042+24.383
=93.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of zł93.43 Mil mean?
Centrum Finansowe (WAR:CFS) has a Total Assets of zł93.43 Mil as of Sep. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Centrum Finansowe and its competitors.
Is Centrum Finansowe's Total Assets too high?
Centrum Finansowe's current Total Assets is zł93.43 Mil. Overall, Centrum Finansowe has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Total Assets compare to V and MA?
Centrum Finansowe's Total Assets of zł93.43 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Credit Services company?
A good Total Assets depends on the Credit Services industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Centrum Finansowe and its competitors. Centrum Finansowe's current Total Assets is zł93.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł5.17, compared to a current price of zł4.74 — trading 8.3% below its estimated fair value. The current Total Assets is zł93.43 Mil. Centrum Finansowe's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Total Assets is zł93.43 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be undervalued. The current stock price of zł4.74 is trading 8.3% below its estimated GF Value™ of zł5.17. GuruFocus considers Centrum Finansowe to be Fairly Valued.

Key valuation signals for WAR:CFS:

  • Total Assets: zł93.43 Mil
  • GF Value™: zł5.17 vs. price of zł4.74 (8.3% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
69GF Score

Get the complete analysis for WAR:CFS

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.74
Price
zł5.17
GF Value