Centrum Finansowe (WAR:CFS) Receivables Turnover: 13.49 (As of Sep. 2025)


WAR:CFS Centrum Finansowe SA WAR:CFS
69 GF Score
Price zł4.64
GF Value zł5.18
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Centrum Finansowe Receivables Turnover?

Centrum Finansowe WAR:CFS 69 Receivables Turnover is 13.49 as of Sep. 2025. GuruFocus rates WAR:CFS with a GF Score™ of 69/100 and a GF Value™ of zł5.18 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 294 Credit Services companies, Centrum Finansowe ranks better than 77.21% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Centrum Finansowe's Revenue for the three months ended in Sep. 2025 was zł4.74 Mil. Centrum Finansowe's average Accounts Receivable for the three months ended in Sep. 2025 was zł0.35 Mil. Hence, Centrum Finansowe's Receivables Turnover for the three months ended in Sep. 2025 was 13.49.


Centrum Finansowe  (WAR:CFS) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Centrum Finansowe Receivables Turnover Related Terms


Centrum Finansowe Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Centrum Finansowe's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrum Finansowe Receivables Turnover Chart

Centrum Finansowe Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Centrum Finansowe Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 13.41 15.05 13.49

WAR:CFS vs V, MA, AXP: Receivables Turnover Comparison

For the Credit Services subindustry, Centrum Finansowe's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centrum Finansowe Receivables Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's Receivables Turnover falls into.


WAR:CFS
69GF Score
Centrum Finansowe SA WAR:CFS
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Centrum Finansowe Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Centrum Finansowe's Receivables Turnover for the fiscal year that ended in Dec. 2024 is calculated as

Receivables Turnover (A: Dec. 2024 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2024 ) / ((Accounts Receivable (A: Dec. 2023 ) + Accounts Receivable (A: Dec. 2024 )) / count )
=23.957 / ((0 + 0) / 1 )
=23.957 / 0
=N/A

Centrum Finansowe's Receivables Turnover for the quarter that ended in Sep. 2025 is calculated as

Receivables Turnover (Q: Sep. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Sep. 2025 ) / ((Accounts Receivable (Q: Jun. 2025 ) + Accounts Receivable (Q: Sep. 2025 )) / count )
=4.741 / ((0.245 + 0.458) / 2 )
=4.741 / 0.3515
=13.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 13.49 mean?
Centrum Finansowe (WAR:CFS) has a Receivables Turnover of 13.49 as of Sep. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Centrum Finansowe and its competitors. According to the industry distribution chart, Centrum Finansowe ranks #67 out of 294 companies in the Credit Services industry, placing it in the top 22.8%.
Is Centrum Finansowe's Receivables Turnover too high?
Centrum Finansowe's current Receivables Turnover is 13.49. The Credit Services industry median Receivables Turnover is 9.00. Centrum Finansowe's value of 13.49 is 50% above this industry median. Based on the distribution chart, Centrum Finansowe ranks #67 out of 294 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Centrum Finansowe has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #67 out of 294 companies for Receivables Turnover. This places Centrum Finansowe in the top 23% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 9.00. Centrum Finansowe's value of 13.49 is 50% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centrum Finansowe's current Receivables Turnover of 13.49 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Centrum Finansowe and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current Receivables Turnover is 13.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł5.18, compared to a current price of zł4.64 — trading 10.4% below its estimated fair value. The current Receivables Turnover is 13.49 and 50% above the Credit Services industry median of 9.00. Centrum Finansowe's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Receivables Turnover is 13.49 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be undervalued. The current stock price of zł4.64 is trading 10.4% below its estimated GF Value™ of zł5.18. GuruFocus considers Centrum Finansowe to be Modestly Undervalued.

Key valuation signals for WAR:CFS:

  • Receivables Turnover: 13.49
  • GF Value™: zł5.18 vs. price of zł4.64 (10.4% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 50% above the Credit Services median (#67 of 294)

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
69GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.64
Price
zł5.18
GF Value