Centrum Finansowe (WAR:CFS) 1-Year Sharpe Ratio: -0.19 (As of Jul. 19, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:CFS Centrum Finansowe SA WAR:CFS
76 GF Score
Price zł4.66
GF Value zł4.39
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Centrum Finansowe 1-Year Sharpe Ratio?

Centrum Finansowe WAR:CFS 76 1-Year Sharpe Ratio is -0.19 as of Jul. 19, 2026. GuruFocus rates WAR:CFS with a GF Score™ of 76/100 and a GF Value™ of zł4.39 (Fairly Valued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-19), Centrum Finansowe's 1-Year Sharpe Ratio is -0.19.

Centrum Finansowe  (WAR:CFS) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Centrum Finansowe 1-Year Sharpe Ratio Related Terms

WAR:CFS vs V, MA, AXP: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Centrum Finansowe's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Centrum Finansowe 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's 1-Year Sharpe Ratio falls into.


WAR:CFS
76GF Score
Centrum Finansowe SA WAR:CFS
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Centrum Finansowe 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.19 mean?
Centrum Finansowe (WAR:CFS) has a 1-Year Sharpe Ratio of -0.19 as of Jul. 19, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Centrum Finansowe and its competitors.
Is Centrum Finansowe's 1-Year Sharpe Ratio too high?
Centrum Finansowe's current 1-Year Sharpe Ratio is -0.19. Overall, Centrum Finansowe has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's 1-Year Sharpe Ratio compare to V and MA?
Centrum Finansowe's 1-Year Sharpe Ratio of -0.19 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Centrum Finansowe and its competitors. Centrum Finansowe's current 1-Year Sharpe Ratio is -0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.39, compared to a current price of zł4.66 — trading 6.2% above its estimated fair value. The current 1-Year Sharpe Ratio is -0.19. Centrum Finansowe's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current 1-Year Sharpe Ratio is -0.19 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued. The current stock price of zł4.66 is trading 6.2% above its estimated GF Value™ of zł4.39. GuruFocus considers Centrum Finansowe to be Fairly Valued.

Key valuation signals for WAR:CFS:

  • 1-Year Sharpe Ratio: -0.19
  • GF Value™: zł4.39 vs. price of zł4.66 (6.2% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
76GF Score

Get the complete analysis for WAR:CFS

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.66
Price
zł4.39
GF Value