PayPal Holdings (CHIX:2PPD) Enterprise Value: €32,986 Mil (As of Jun. 26, 2026) ***


CHIX:2PPD PayPal Holdings Inc CHIX:2PPD
77 GF Score
Price €38.20
GF Value €74.77
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PayPal Holdings Enterprise Value?

PayPal Holdings CHIX:2PPD 77 Enterprise Value is €32,986 Mil as of Jun. 26, 2026. GuruFocus rates CHIX:2PPD with a GF Score™ of 77/100 and a GF Value™ of €74.77 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PayPal Holdings's Enterprise Value is €32,986 Mil. PayPal Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €5,612 Mil. Therefore, PayPal Holdings's EV-to-EBIT ratio for today is 5.88.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, PayPal Holdings's Enterprise Value is €32,986 Mil. PayPal Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €6,434 Mil. Therefore, PayPal Holdings's EV-to-EBITDA ratio for today is 5.13.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PayPal Holdings's Enterprise Value is €32,986 Mil. PayPal Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €28,992 Mil. Therefore, PayPal Holdings's EV-to-Revenue ratio for today is 1.14.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PayPal Holdings's Enterprise Value is €32,986 Mil. PayPal Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €5,477 Mil. Therefore, PayPal Holdings's EV-to-OCF ratio for today is 6.02.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PayPal Holdings's Enterprise Value is €32,986 Mil. PayPal Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €4,715 Mil. Therefore, PayPal Holdings's EV-to-FCF ratio for today is 7.00.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PayPal Holdings  (CHIX:2PPd) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

PayPal Holdings's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=32985.692/5612.085
=5.88

PayPal Holdings's current Enterprise Value is €32,986 Mil.
PayPal Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5,612 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

PayPal Holdings's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=32985.692/6433.744
=5.13

PayPal Holdings's current Enterprise Value is €32,986 Mil.
PayPal Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6,434 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PayPal Holdings's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=32985.692/28991.629
=1.14

PayPal Holdings's current Enterprise Value is €32,986 Mil.
PayPal Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €28,992 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PayPal Holdings's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=32985.692/5477.26
=6.02

PayPal Holdings's current Enterprise Value is €32,986 Mil.
PayPal Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5,477 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PayPal Holdings's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=32985.692/4715.055
=7.00

PayPal Holdings's current Enterprise Value is €32,986 Mil.
PayPal Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4,715 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PayPal Holdings Enterprise Value Related Terms


PayPal Holdings Enterprise Value Historical Data

* Premium members only.

The historical data trend for PayPal Holdings's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPal Holdings Enterprise Value Chart

PayPal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 57,322.46 81,104.22 46,070.11

PayPal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58,509.58 61,759.90 54,231.45 46,070.11 35,809.32

CHIX:2PPD vs AFRM, SYF, SOFI: Enterprise Value Comparison

For the Credit Services subindustry, PayPal Holdings's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPal Holdings Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Enterprise Value falls into.


CHIX:2PPD
77GF Score
PayPal Holdings Inc CHIX:2PPD
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PayPal Holdings Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PayPal Holdings's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PayPal Holdings's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €32,986 Mil mean?
PayPal Holdings (CHIX:2PPD) has a Enterprise Value of €32,986 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Enterprise Value too high?
PayPal Holdings' current Enterprise Value is €32,986 Mil. Overall, PayPal Holdings has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Enterprise Value compare to AFRM and SYF?
PayPal Holdings' Enterprise Value of €32,986 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Enterprise Value is €32,986 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €74.77, compared to a current price of €38.20 — trading 48.9% below its estimated fair value. The current Enterprise Value is €32,986 Mil. PayPal Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Enterprise Value is €32,986 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of €38.20 is trading 48.9% below its estimated GF Value™ of €74.77. GuruFocus considers PayPal Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:2PPD:

  • Enterprise Value: €32,986 Mil
  • GF Value™: €74.77 vs. price of €38.20 (48.9% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
77GF Score

Get the complete analysis for CHIX:2PPD

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€74.77
GF Value