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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), PayPal Holdings's 3-1 Month Momentum % is -12.28%.
The industry rank for PayPal Holdings's 3-1 Month Momentum % or its related term are showing as below:
CHIX:2PPd's 3-1 Month Momentum % is ranked worse than 86.51% of 556
companies
in the Credit Services industry
Industry Median: -3.03
vs CHIX:2PPd: -12.28
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
PayPal Holdings 3-1 Month Momentum % Related Terms
CHIX:2PPD vs AFRM, SYF, SOFI: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, PayPal Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPal Holdings 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PayPal Holdings's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where PayPal Holdings's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPal Holdings (CHIX:2PPD) has a 3-1 Month Momentum % of -12.28% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PayPal Holdings and its competitors. According to the industry distribution chart, PayPal Holdings ranks #481 out of 556 companies in the Credit Services industry, placing it in the top 86.5%.
Is PayPal Holdings' 3-1 Month Momentum % too high?
PayPal Holdings' current 3-1 Month Momentum % is -12.28%. Based on the distribution chart, PayPal Holdings ranks #481 out of 556 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PayPal Holdings has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' 3-1 Month Momentum % compare to AFRM and SYF?
According to the Credit Services industry distribution chart, PayPal Holdings ranks #481 out of 556 companies for 3-1 Month Momentum %. This places PayPal Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current 3-1 Month Momentum % is -12.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
PayPal Holdings (CHIX:2PPD) has a current 3-1 Month Momentum % of -12.28%. The stock's GF Value™ is €57.36, compared to a current price of €38.20 — trading 33.4% below its estimated fair value. The current 3-1 Month Momentum % is -12.28%. PayPal Holdings' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current 3-1 Month Momentum % is -12.28% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?
Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued.
The current stock price of €38.20 is trading 33.4% below its estimated GF Value™ of €57.36.
Key valuation signals for CHIX:2PPD:
3-1 Month Momentum %: -12.28%
GF Value™: €57.36 vs. price of €38.20 (33.4% below fair value)
No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
87GF Score
Get the complete analysis for CHIX:2PPD
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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