PayPal Holdings (CHIX:2PPD) Tariff Resilience Score: 9/10 (As of Jun. 30, 2026)


CHIX:2PPD PayPal Holdings Inc CHIX:2PPD
77 GF Score
Price €38.20
GF Value €71.40
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PayPal Holdings Tariff Resilience Score?

PayPal Holdings CHIX:2PPD 77 Tariff Resilience Score is 9 as of Jun. 30, 2026. GuruFocus rates CHIX:2PPD with a GF Score™ of 77/100 and a GF Value™ of €71.40 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 565 Credit Services companies, PayPal Holdings ranks better than 99.47% on this metric.

PayPal Holdings has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

PayPal Holdings has PayPal operates primarily in digital payments, with minimal exposure to physical goods and global supply chains. Its revenue is largely unaffected by tariffs, and it has strong pricing power. Historical tariff changes have had negligible impact on its operations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes PayPal Holdings might have Highly Resilient.


PayPal Holdings  (CHIX:2PPd) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

PayPal Holdings Tariff Resilience Score Related Terms


CHIX:2PPD vs AFRM, SYF, SOFI: Tariff Resilience Score Comparison

For the Credit Services subindustry, PayPal Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPal Holdings Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Tariff Resilience Score falls into.


CHIX:2PPD
77GF Score
PayPal Holdings Inc CHIX:2PPD
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
PayPal Holdings (CHIX:2PPD) has a Tariff Resilience Score of 9 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, PayPal Holdings ranks #3 out of 565 companies in the Credit Services industry, placing it in the top 0.5%.
Is PayPal Holdings' Tariff Resilience Score too high?
PayPal Holdings' current Tariff Resilience Score is 9. Based on the distribution chart, PayPal Holdings ranks #3 out of 565 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PayPal Holdings has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Tariff Resilience Score compare to AFRM and SYF?
According to the Credit Services industry distribution chart, PayPal Holdings ranks #3 out of 565 companies for Tariff Resilience Score. This places PayPal Holdings in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. PayPal Holdings's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €71.40, compared to a current price of €38.20 — trading 46.5% below its estimated fair value. The current Tariff Resilience Score is 9. PayPal Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Tariff Resilience Score is 9 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of €38.20 is trading 46.5% below its estimated GF Value™ of €71.40. GuruFocus considers PayPal Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:2PPD:

  • Tariff Resilience Score: 9
  • GF Value™: €71.40 vs. price of €38.20 (46.5% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
77GF Score

Get the complete analysis for CHIX:2PPD

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€71.40
GF Value