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PayPal Holdings's gross profit for the
three
months ended in Jun. 2026 was €3,385 Mil. PayPal Holdings's gross profit for the trailing twelve months (TTM) ended in Jun. 2026 was €13,424 Mil.
Gross Margin % is calculated as gross profit divided by its revenue. PayPal Holdings's gross profit for the
three
months ended in Jun. 2026 was €3,385 Mil. PayPal Holdings's Revenue for the
three
months ended in Jun. 2026 was €7,536 Mil. Therefore, PayPal Holdings's Gross Margin % for the quarter that ended in Jun. 2026 was 44.92%.
PayPal Holdings had a gross margin of 44.92% for the quarter that ended in Jun. 2026 => Durable competitive advantage
During the past 13 years, the highestGross Margin % of PayPal Holdings was 59.10%. The lowest was 45.75%. And the median was 54.47%.
Warning Sign:
PayPal Holdings Inc gross margin has been in long-term decline. The average rate of decline per year is -4%.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
PayPal Holdings had a gross margin of 44.92% for the quarter that ended in Jun. 2026 => Durable competitive advantage
PayPal Holdings Gross Profit Related Terms
PayPal Holdings Gross Profit Historical Data
* Premium members only.
The historical data trend for PayPal Holdings's Gross Profit can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:2PPD vs SYF, AFRM, SOFI: Gross Profit Comparison
For the Credit Services subindustry, PayPal Holdings's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPal Holdings Gross Profit vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PayPal Holdings's Gross Profit distribution charts can be found below:
* The bar in red indicates where PayPal Holdings's Gross Profit falls into.
Gross Profit for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €13,424 Mil.
Gross Profit is the numerator in the calculation of Gross Margin.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
PayPal Holdings (CHIX:2PPD) has a Gross Profit of €13,424 Mil as of Jun. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Gross Profit too high?
PayPal Holdings' current Gross Profit is €13,424 Mil. Overall, PayPal Holdings has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Gross Profit compare to SYF and AFRM?
PayPal Holdings' Gross Profit of €13,424 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Gross Profit is €13,424 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
PayPal Holdings (CHIX:2PPD) has a current Gross Profit of €13,424 Mil. The stock's GF Value™ is €54.54, compared to a current price of €38.20 — trading 30% below its estimated fair value. The current Gross Profit is €13,424 Mil. PayPal Holdings' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Gross Profit is €13,424 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?
Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued.
The current stock price of €38.20 is trading 30% below its estimated GF Value™ of €54.54.
Key valuation signals for CHIX:2PPD:
Gross Profit: €13,424 Mil
GF Value™: €54.54 vs. price of €38.20 (30% below fair value)
No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
87GF Score
Get the complete analysis for CHIX:2PPD
Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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