PayPal Holdings (CHIX:2PPD) Growth Rank: 9 (As of Jul. 26, 2026) — 10% Below Median

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CHIX:2PPD PayPal Holdings Inc CHIX:2PPD
87 GF Score
Price €38.20
GF Value €56.73
! 4 Warning Signs
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What is PayPal Holdings Growth Rank?

PayPal Holdings CHIX:2PPD 87 Growth Rank is 9 as of Jul. 26, 2026, which is 10% below its 10-year median of 10.00. GuruFocus rates CHIX:2PPD with a GF Score™ of 87/100 and a GF Value™ of €56.73. The stock has 4 warning signs investors should review.

PayPal Holdings has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

PayPal Holdings Growth Rank Related Terms

CHIX:2PPD vs AFRM, SYF, SOFI: Growth Rank Comparison

For the Credit Services subindustry, PayPal Holdings's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PayPal Holdings Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Growth Rank distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Growth Rank falls into.


CHIX:2PPD
87GF Score
PayPal Holdings Inc CHIX:2PPD
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
PayPal Holdings (CHIX:2PPD) has a Growth Rank of 9 as of Jul. 26, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PayPal Holdings and its competitors. This is 10% below median its historical median of 10.00. Over the past decade, PayPal Holdings' Growth Rank has ranged from 8.00 to 10.00.
Is PayPal Holdings' Growth Rank too high?
PayPal Holdings' current Growth Rank of 9 is 10% below median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 10.00. Overall, PayPal Holdings has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Growth Rank compare to AFRM and SYF?
PayPal Holdings' Growth Rank of 9 can be compared against companies in the Credit Services industry. Historically, PayPal Holdings' own Growth Rank has ranged from 8.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Growth Rank is 9, which is 10% below median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
PayPal Holdings (CHIX:2PPD) has a current Growth Rank of 9. The stock's GF Value™ is €56.73, compared to a current price of €38.20 — trading 32.7% below its estimated fair value. The current Growth Rank is 9, which is 10% below median its 10-year median of 10.00. PayPal Holdings' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Growth Rank is 9 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of €38.20 is trading 32.7% below its estimated GF Value™ of €56.73.

Key valuation signals for CHIX:2PPD:

  • Growth Rank: 9 (10% below median its 10-year median of 10.00)
  • GF Value™: €56.73 vs. price of €38.20 (32.7% below fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
87GF Score

Get the complete analysis for CHIX:2PPD

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€56.73
GF Value