PayPal Holdings (CHIX:2PPD) Momentum Rank: 8 (As of Aug. 21, 2026) — 167% Above Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:2PPD PayPal Holdings Inc CHIX:2PPD
95 GF Score
Price €52.36
GF Value €52.13
! 4 Warning Signs
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What is PayPal Holdings Momentum Rank?

PayPal Holdings CHIX:2PPD +37.05% 95 Momentum Rank is 8 as of Aug. 21, 2026, which is 167% above its 10-year median of 3.00. GuruFocus rates CHIX:2PPD with a GF Score™ of 95/100 and a GF Value™ of €52.13. The stock has 4 warning signs investors should review.

PayPal Holdings has the Momentum Rank of 8.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

PayPal Holdings Momentum Rank Related Terms

CHIX:2PPD vs SYF, AFRM, SOFI: Momentum Rank Comparison

For the Credit Services subindustry, PayPal Holdings's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PayPal Holdings Momentum Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Momentum Rank distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Momentum Rank falls into.


CHIX:2PPD
95GF Score
PayPal Holdings Inc CHIX:2PPD
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 8 mean?
PayPal Holdings (CHIX:2PPD) has a Momentum Rank of 8 as of Aug. 21, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on PayPal Holdings and its competitors. This is 167% above median its historical median of 3.00. Over the past decade, PayPal Holdings' Momentum Rank has ranged from 2.00 to 4.00.
Is PayPal Holdings' Momentum Rank too high?
PayPal Holdings' current Momentum Rank of 8 is 167% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 4.00. Overall, PayPal Holdings has a GF Score™ of 95/100, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Momentum Rank compare to SYF and AFRM?
PayPal Holdings' Momentum Rank of 8 can be compared against companies in the Credit Services industry. Historically, PayPal Holdings' own Momentum Rank has ranged from 2.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Credit Services company?
A good Momentum Rank depends on the Credit Services industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Momentum Rank is 8, which is 167% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
PayPal Holdings (CHIX:2PPD) has a current Momentum Rank of 8. The stock's GF Value™ is €52.13, compared to a current price of €52.36 — trading 0.4% above its estimated fair value. The current Momentum Rank is 8, which is 167% above median its 10-year median of 3.00. PayPal Holdings' overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Momentum Rank is 8 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be overvalued. The current stock price of €52.36 is trading 0.4% above its estimated GF Value™ of €52.13.

Key valuation signals for CHIX:2PPD:

  • Momentum Rank: 8 (167% above median its 10-year median of 3.00)
  • GF Value™: €52.13 vs. price of €52.36 (0.4% above fair value)
  • GF Score™: 95/100 with 4 warning signs

No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
95GF Score

Get the complete analysis for CHIX:2PPD

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€52.36
Price
€52.13
GF Value