PayPal Holdings (CHIX:2PPD) Interest Expense: €-386 Mil (TTM As of Mar. 2026)


CHIX:2PPD PayPal Holdings Inc CHIX:2PPD
77 GF Score
Price €38.20
GF Value €71.40
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PayPal Holdings Interest Expense?

PayPal Holdings CHIX:2PPD 77 Interest Expense is €-386 Mil as of Mar. 2026. GuruFocus rates CHIX:2PPD with a GF Score™ of 77/100 and a GF Value™ of €71.40 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PayPal Holdings's interest expense for the three months ended in Mar. 2026 was € -96 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-386 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PayPal Holdings's Operating Income for the three months ended in Mar. 2026 was € 1,351 Mil. PayPal Holdings's Interest Expense for the three months ended in Mar. 2026 was € -96 Mil. PayPal Holdings's Interest Coverage for the quarter that ended in Mar. 2026 was 14.07. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PayPal Holdings  (CHIX:2PPd) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PayPal Holdings's Interest Expense for the three months ended in Mar. 2026 was €-96 Mil. Its Operating Income for the three months ended in Mar. 2026 was €1,351 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was €8,139 Mil.

PayPal Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1351.13/-96.015
=14.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

PayPal Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for PayPal Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPal Holdings Interest Expense Chart

PayPal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -205.32 -286.98 -318.20 -364.81 -376.61

PayPal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -95.28 -98.84 -96.28 -94.79 -96.02
CHIX:2PPD
77GF Score
PayPal Holdings Inc CHIX:2PPD
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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PayPal Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-386 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-386 Mil mean?
PayPal Holdings (CHIX:2PPD) has a Interest Expense of €-386 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Interest Expense too high?
PayPal Holdings' current Interest Expense is €-386 Mil. Overall, PayPal Holdings has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Interest Expense compare to AFRM and SYF?
PayPal Holdings' Interest Expense of €-386 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Interest Expense is €-386 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €71.40, compared to a current price of €38.20 — trading 46.5% below its estimated fair value. The current Interest Expense is €-386 Mil. PayPal Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Interest Expense is €-386 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of €38.20 is trading 46.5% below its estimated GF Value™ of €71.40. GuruFocus considers PayPal Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:2PPD:

  • Interest Expense: €-386 Mil
  • GF Value™: €71.40 vs. price of €38.20 (46.5% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
77GF Score

Get the complete analysis for CHIX:2PPD

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€71.40
GF Value